Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.
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Compare and explore credit cards from ADCB in the UAE for AED 14,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.
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Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
9 cards in the UAE
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–8,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–8,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
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Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
No Annual Fee
Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
35% cashback on talabat orders (as talabat credit)
1.25% cashback on other spends (as talabat credit)
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 5,000+
No Annual Fee
3.5 LuLu Points per AED 1 spent at LuLu stores
Up to 1 LuLu Points per AED 1 spent on all other spends
Complimentary airport lounge access
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 350
Up to 1.25% cashback on all spends
0.75% on select categories
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
Annual Fee: AED 383.25
6% cashback on dining (including online food orders)
5% cashback on groceries
3% cashback on utilities, telecom, fuel and Salik
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
Annual Fee: AED 525
Welcome Bonus: 12,000 Etihad Guest Miles
Up to 1.25 Etihad Guest Miles per 1 USD
1,000 Etihad Guest Miles monthly bonus
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
No Annual Fee
8 LuLu Points per AED 1 spent at LuLu stores
Up to 1.25 LuLu Points per AED 1 spent on all other spends
Complimentary airport lounge access
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
No Annual Fee for the First Year
10,000 Touchpoints for spends of AED 10,000
Vox Cinema Buy one Get one offer
20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
No Annual Fee for the first year
Welcome Bonus: up to AED 1,200
10% back as Shukrans on spends at Shukran brands
Up to 1.5% back as Shukrans on all other spends
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
Annual Fee: AED 945
Exclusive for UAE nationals
7% cashback on 7 categories
1% cashback on all other domestic and international spends
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Common questions about Best ADCB Credit Cards for AED 14,000+ Salary in the UAE