- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- AED 12,000
Emirates NBD's free-for-life travel rewards card
Free for life. 6 Voyager Miles per AED spent.
The Emirates NBD Voyager World Credit Card earns 6 Voyager Miles per AED on the Travel Portal, plus a 75,000-Mile welcome bonus and a AED 250 Kredit-exclusive cashback offer. No annual fee, ever, from AED 12,000 salary.
The Emirates NBD Voyager World Credit Card earns 6 Voyager Miles per AED on the Travel Portal, plus a 75,000-Mile welcome bonus and a AED 250 Kredit-exclusive cashback offer. No annual fee, ever, from AED 12,000 salary.
Why this card wins for a free travel-rewards start
1.
6 Voyager Miles per AED, with no annual fee
6 Miles per AED on Voyager Travel Portal bookings, 3 Miles/AED on other eligible travel, and 0.5 Miles/AED on everyday retail (0.125 on grocery/dining/insurance/automotive, 0.05 on fuel/utilities/government) — with no annual fee to offset, unlike most travel-rewards cards.
2.
75,000-Mile welcome bonus plus a Kredit-exclusive AED 250 cashback
Spend AED 35,000 within 3 months of issuance, in the first year only, to earn 75,000 Voyager Miles, alongside a AED 250 cashback offer available only when you apply through Kredit. The cashback has a separate, much lower condition — activate the card and spend AED 2,500 within 30 days of issuance — and is for new Voyager customers only; existing or previously cancelled Voyager cardholders aren't eligible.
3.
A real travel benefits stack, not just a fee waiver
8 airport lounge visits a year, 2 domestic and 4 international airport transfers, 4 OneVasco visa-assistance services, 1 complimentary golf round a month at 6 UAE courses, monthly cinema BOGO tickets, and travel medical insurance up to USD 500,000.
4.
Free for life — no year-two step-up
No joining fee and no annual fee at any point, unlike the World Elite tier's AED 1,575 from year two. The welcome bonus and Kredit cashback are pure value with nothing to offset later.
One real trip on Voyager
The travel benefits used on one international trip, priced — see what you'd save with this card.
Visa sorted, insurance in place
OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.
AED 537OneVasco requires AED 5,000/month spend
Book on the Voyager Travel Portal
Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).
AED 360Ride to the airport
Complimentary transfer to the airport.
AED 150Requires AED 5,000/month spend
Lounge access
1 lounge visit at 1,000+ airports worldwide via Mastercard Travel Pass.
AED 184Fast-track through security
Priority lane through airport security via Mastercard Travel Pass.
Elite onlyMet at the gate on arrival
A personal greeter and porter service for up to 2 passengers.
Elite onlyTransfer to your hotel, stay connected
Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.
AED 187Requires AED 5,000/month spend
Spend abroad, save on wheels
Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.
AED 375Both transfers home
Hotel to the airport at the destination, then home from the UAE airport.
AED 300Requires AED 5,000/month spend
- 1
Visa sorted, insurance in place
OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.
AED 537OneVasco requires AED 5,000/month spend
- 2
Book on the Voyager Travel Portal
Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).
AED 360 - 3
Ride to the airport
Complimentary transfer to the airport.
AED 150Requires AED 5,000/month spend
- 4
Lounge access
1 lounge visit at 1,000+ airports worldwide via Mastercard Travel Pass.
AED 184 - 5
Fast-track through security
Priority lane through airport security via Mastercard Travel Pass.
Elite only - 6
Met at the gate on arrival
A personal greeter and porter service for up to 2 passengers.
Elite only - 7
Transfer to your hotel, stay connected
Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.
AED 187Requires AED 5,000/month spend
- 8
Spend abroad, save on wheels
Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.
AED 375 - 9
Both transfers home
Hotel to the airport at the destination, then home from the UAE airport.
AED 300Requires AED 5,000/month spend
You save on this trip
AED 2,093
Annual fee
AED 0
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 12,000+)
AED 12,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa. Applicants must be 21+.
You book travel through the Voyager Travel Portal
The headline 6 Miles/AED rate only applies to spend through the ENBD Voyager Travel Portal. Other eligible travel bookings earn 3 Miles/AED, and everyday retail earns 0.5 Miles/AED — model where you actually book before assuming the top rate.
Can clear the AED 35,000 welcome-bonus spend threshold
The 75,000-Mile welcome bonus needs AED 35,000 spent within 3 months of issuance, offered in the first year only. If you can comfortably clear a higher threshold and want double the Miles rate, the Voyager World Elite tier (150,000-Mile bonus, from AED 25,000 salary) may be worth the annual fee instead.
Want travel rewards with no ongoing commitment
No joining fee and no annual fee — ever, not just a first-year waiver. There's no fee trade-off to weigh against the Miles you earn.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.
Voyager Miles + eligibility FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to start earning Voyager Miles for free?
Check your eligibility for the Emirates NBD Voyager World Credit Card in 2 minutes — with no commitment and no impact on your AECB credit score.