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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

ENBD Voyager World Credit Card
Joining Fee
Free
Annual Fee
Free
Minimum Salary
AED 12,000

Emirates NBD's free-for-life travel rewards card

Free for life. 6 Voyager Miles per AED spent.

The Emirates NBD Voyager World Credit Card earns 6 Voyager Miles per AED on the Travel Portal, plus a 75,000-Mile welcome bonus and a AED 250 Kredit-exclusive cashback offer. No annual fee, ever, from AED 12,000 salary.

Learn more

The Emirates NBD Voyager World Credit Card earns 6 Voyager Miles per AED on the Travel Portal, plus a 75,000-Mile welcome bonus and a AED 250 Kredit-exclusive cashback offer. No annual fee, ever, from AED 12,000 salary.

Why this card wins for a free travel-rewards start

1.

6 Voyager Miles per AED, with no annual fee

6 Miles per AED on Voyager Travel Portal bookings, 3 Miles/AED on other eligible travel, and 0.5 Miles/AED on everyday retail (0.125 on grocery/dining/insurance/automotive, 0.05 on fuel/utilities/government) — with no annual fee to offset, unlike most travel-rewards cards.

2.

75,000-Mile welcome bonus plus a Kredit-exclusive AED 250 cashback

Spend AED 35,000 across your first 3 billing statements to earn 75,000 Voyager Miles, on top of a AED 250 cashback offer available only when you apply through Kredit, for new Voyager customers — existing or previously cancelled Voyager cardholders aren't eligible.

3.

A real travel benefits stack, not just a fee waiver

8 airport lounge visits a year, 2 domestic and 4 international airport transfers, 4 OneVasco visa-assistance services, 1 complimentary golf round a month at 6 UAE courses, monthly cinema BOGO tickets, and travel medical insurance up to USD 500,000.

4.

Free for life — no year-two step-up

No joining fee and no annual fee at any point, unlike the World Elite tier's AED 1,575 from year two. The welcome bonus and Kredit cashback are pure value with nothing to offset later.

One real trip on Voyager

The travel benefits used on one international trip, priced — see what you'd save with this card.

Visa sorted, insurance in place

OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.

AED 537

OneVasco requires AED 5,000/month spend

Book on the Voyager Travel Portal

Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).

AED 360

Ride to the airport

Complimentary transfer to the airport.

AED 150

Requires AED 5,000/month spend

Lounge access

1 lounge visit at 1,000+ airports worldwide via Mastercard Travel Pass.

AED 184

Fast-track through security

Priority lane through airport security via Mastercard Travel Pass.

Elite only

Met at the gate on arrival

A personal greeter and porter service for up to 2 passengers.

Elite only

Transfer to your hotel, stay connected

Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.

AED 187

Requires AED 5,000/month spend

Spend abroad, save on wheels

Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.

AED 375

Both transfers home

Hotel to the airport at the destination, then home from the UAE airport.

AED 300

Requires AED 5,000/month spend

  1. 1

    Visa sorted, insurance in place

    OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.

    AED 537

    OneVasco requires AED 5,000/month spend

  2. 2

    Book on the Voyager Travel Portal

    Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).

    AED 360
  3. 3

    Ride to the airport

    Complimentary transfer to the airport.

    AED 150

    Requires AED 5,000/month spend

  4. 4

    Lounge access

    1 lounge visit at 1,000+ airports worldwide via Mastercard Travel Pass.

    AED 184
  5. 5

    Fast-track through security

    Priority lane through airport security via Mastercard Travel Pass.

    Elite only
  6. 6

    Met at the gate on arrival

    A personal greeter and porter service for up to 2 passengers.

    Elite only
  7. 7

    Transfer to your hotel, stay connected

    Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.

    AED 187

    Requires AED 5,000/month spend

  8. 8

    Spend abroad, save on wheels

    Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.

    AED 375
  9. 9

    Both transfers home

    Hotel to the airport at the destination, then home from the UAE airport.

    AED 300

    Requires AED 5,000/month spend

You save on this trip

AED 2,093

Annual fee

AED 0

Is this card right for you?

Quick check before you apply — the more boxes you tick, the smoother the approval.

  • UAE resident with stable salary (AED 12,000+)

    AED 12,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa. Applicants must be 21+.

  • You book travel through the Voyager Travel Portal

    The headline 6 Miles/AED rate only applies to spend through the ENBD Voyager Travel Portal. Other eligible travel bookings earn 3 Miles/AED, and everyday retail earns 0.5 Miles/AED — model where you actually book before assuming the top rate.

  • Can clear the AED 35,000 welcome-bonus spend threshold

    The 75,000-Mile welcome bonus needs AED 35,000 spent within your first 3 billing statements, offered in the first year only. If you can comfortably clear a higher threshold and want double the Miles rate, the Voyager World Elite tier (150,000-Mile bonus, from AED 25,000 salary) may be worth the annual fee instead.

  • Want travel rewards with no ongoing commitment

    No joining fee and no annual fee — ever, not just a first-year waiver. There's no fee trade-off to weigh against the Miles you earn.

  • Clean recent credit record

    No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.

Voyager Miles + eligibility FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Emirates NBD Voyager World is the free-for-life entry point to the bank's Voyager Miles travel-rewards programme, earning 6 Voyager Miles per AED on the ENBD Voyager Travel Portal, redeemable for any flight or hotel through the portal — not tied to a single airline. It's eligible from AED 12,000 salary.

75,000 Voyager Miles after you spend AED 35,000 within your first 3 billing statements — offered in the first year only. Kredit applicants who are new Voyager customers also get a AED 250 cashback offer credited within 45 days of spend activation; existing or previously cancelled Voyager cardholders aren't eligible for the cashback.

8 airport lounge visits a year, 2 domestic and 4 international airport transfers, 4 OneVasco visa-assistance services a year, 1 golf round a month at 6 UAE courses, monthly cinema buy-one-get-one tickets, a global e-SIM with 1GB roaming data, up to 35% off car rentals, and travel medical insurance up to USD 500,000.

Yes — Voyager Miles are valid for 36 calendar months from the date they're earned. There's also a monthly statement cap on Miles earned, and only the primary cardholder can redeem or transfer them.

It's free for life — no joining fee and no annual fee at any point. That's different from Voyager World Elite, which waives its fee for the first year only, then charges AED 1,575 from year two.

AED 12,000 per month, credited to a UAE bank account. You also need to be a UAE resident aged 21+, and final approval is subject to Emirates NBD's underwriting checks including your AECB credit history.

Ready to start earning Voyager Miles for free?

Check your eligibility for the Emirates NBD Voyager World Credit Card in 2 minutes — with no commitment and no impact on your AECB credit score.