Kredit
My CardsCredit cardsCalculatorsAccountsPick me a card
Profile
AboutMy CardsOffersBanksCalculatorsAccountsBest credit cardsKredit PerksLoyalty ProgramsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

ENBD Voyager World Elite Credit Card
Joining Fee
Free
Annual Fee
AED 1,575
Minimum Salary
AED 25,000

Emirates NBD's premium travel rewards card

Up to 12 Voyager Miles per AED spent.

The Emirates NBD Voyager World Elite Credit Card earns up to 12 Voyager Miles per AED on the Travel Portal, plus a 150,000-Mile welcome bonus and a AED 500 Kredit-exclusive cashback offer. Free for the first year, from AED 25,000 salary.

Learn more

The Emirates NBD Voyager World Elite Credit Card earns up to 12 Voyager Miles per AED on the Travel Portal, plus a 150,000-Mile welcome bonus and a AED 500 Kredit-exclusive cashback offer. Free for the first year, from AED 25,000 salary.

Why this card wins for Voyager Miles

1.

The highest Voyager Miles rate in the ENBD lineup

12 Miles per AED on Voyager Travel Portal bookings — double the Voyager World tier's 6 Miles/AED. Other eligible travel bookings still earn 6 Miles/AED, and everyday retail earns 1 Mile/AED (0.25 on grocery/dining/insurance/automotive, 0.1 on fuel/utilities/government).

2.

150,000-Mile welcome bonus plus a Kredit-exclusive AED 500 cashback

Spend AED 70,000 across your first 3 billing statements to earn 150,000 Voyager Miles (worth roughly AED 1,500 at the portal's redemption rate), on top of a AED 500 cashback offer available only when you apply through Kredit, for new Voyager customers — existing or previously cancelled Voyager cardholders aren't eligible.

3.

A full premium travel benefits stack

14 airport lounge visits a year (cardholder plus a guest), 4 domestic and 4 international airport transfers, 4 international meet-and-greet services, 3 fast-track passes, 2 complimentary golf rounds a month at 6 UAE courses, monthly cinema BOGO tickets, and travel medical insurance up to USD 500,000.

4.

Free for the first year

No joining fee and the annual fee is waived in year one. From year two it's AED 1,575 — the welcome bonus and Kredit cashback offer are pure value before any fee is deducted.

One real trip on Voyager

The travel benefits used on one international trip, priced — see what you'd save with this card.

Visa sorted, insurance in place

OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.

AED 850

OneVasco requires AED 5,000/month spend

Book on the Voyager Travel Portal

Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).

AED 720

Ride to the airport

Complimentary transfer to the airport.

AED 150

Requires AED 5,000/month spend

Lounge, you + a guest

2 lounge visits (you + a guest) at 1,000+ airports worldwide via Mastercard Travel Pass.

AED 368

Fast-track through security

Priority lane through airport security via Mastercard Travel Pass.

AED 367

Met at the gate on arrival

A personal greeter and porter service for up to 2 passengers.

AED 349

Transfer to your hotel, stay connected

Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.

AED 187

Requires AED 5,000/month spend

Spend abroad, save on wheels

Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.

AED 400

Both transfers home

Hotel to the airport at the destination, then home from the UAE airport.

AED 300

Requires AED 5,000/month spend

  1. 1

    Visa sorted, insurance in place

    OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.

    AED 850

    OneVasco requires AED 5,000/month spend

  2. 2

    Book on the Voyager Travel Portal

    Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).

    AED 720
  3. 3

    Ride to the airport

    Complimentary transfer to the airport.

    AED 150

    Requires AED 5,000/month spend

  4. 4

    Lounge, you + a guest

    2 lounge visits (you + a guest) at 1,000+ airports worldwide via Mastercard Travel Pass.

    AED 368
  5. 5

    Fast-track through security

    Priority lane through airport security via Mastercard Travel Pass.

    AED 367
  6. 6

    Met at the gate on arrival

    A personal greeter and porter service for up to 2 passengers.

    AED 349
  7. 7

    Transfer to your hotel, stay connected

    Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.

    AED 187

    Requires AED 5,000/month spend

  8. 8

    Spend abroad, save on wheels

    Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.

    AED 400
  9. 9

    Both transfers home

    Hotel to the airport at the destination, then home from the UAE airport.

    AED 300

    Requires AED 5,000/month spend

You save on this trip

AED 3,691

Annual fee from year 2

AED 1,575

Is this card right for you?

Quick check before you apply — the more boxes you tick, the smoother the approval.

  • UAE resident with stable salary (AED 25,000+)

    AED 25,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa. Applicants must be 21+.

  • You book travel through the Voyager Travel Portal

    The headline 12 Miles/AED rate only applies to spend through the ENBD Voyager Travel Portal. Other eligible travel bookings earn 6 Miles/AED, and everyday retail earns 1 Mile/AED — model where you actually book before assuming the top rate.

  • Can clear the AED 70,000 welcome-bonus spend threshold

    The 150,000-Mile welcome bonus needs AED 70,000 spent within your first 3 billing statements. If that's out of reach, the fee-free Voyager World tier (75,000-Mile bonus, lower spend threshold) may be a better fit.

  • Comfortable with a paid premium card from year two

    The annual fee is waived in year one but AED 1,575 from year two. The welcome bonus and Kredit-exclusive AED 500 cashback offset year one comfortably — from year two, the fee nets against your actual travel-portal spend and benefit usage (lounge visits, golf, airport transfers).

  • Clean recent credit record

    No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.

Voyager Miles + eligibility FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Emirates NBD Voyager is the bank's own travel-rewards currency, earned on the Voyager World and Voyager World Elite Mastercard credit cards and redeemed for any flight or hotel through the ENBD Voyager Travel Portal — not tied to a single airline. The World Elite tier is the higher-earning card: up to 12 Voyager Miles per AED, from AED 25,000 salary.

150,000 Voyager Miles after you spend AED 70,000 within your first 3 billing statements — offered in the first year only. Kredit applicants who are new Voyager customers also get a AED 500 cashback offer credited within 45 days of spend activation; existing or previously cancelled Voyager cardholders aren't eligible for the cashback.

14 airport lounge visits a year, 4 domestic and 4 international airport transfers, 4 international meet-and-greet services, 3 airport fast-track passes, 2 golf rounds a month at 6 UAE courses, monthly cinema buy-one-get-one tickets, a global e-SIM with roaming data, up to 35% off car rentals, and travel medical insurance up to USD 500,000.

Yes — Voyager Miles are valid for 36 calendar months from the date they're earned. There's also a monthly statement cap of 200,000 Voyager Miles (worth AED 2,000), and only the primary cardholder can redeem or transfer them.

Yes — Voyager World has no annual fee at all, from AED 12,000 salary. Voyager World Elite (this card, from AED 25,000 salary) waives its fee for the first year only, then AED 1,575 from year two.

AED 25,000 per month, credited to a UAE bank account. You also need to be a UAE resident aged 21+, and final approval is subject to Emirates NBD's underwriting checks including your AECB credit history.

Ready to start earning Voyager Miles?

Check your eligibility for the Emirates NBD Voyager World Elite Credit Card in 2 minutes — with no commitment and no impact on your AECB credit score.