- Joining Fee
- Free
- Annual Fee
- AED 1,575
- Minimum Salary
- AED 25,000
Emirates NBD's premium travel rewards card
Up to 12 Voyager Miles per AED spent.
The Emirates NBD Voyager World Elite Credit Card earns up to 12 Voyager Miles per AED on the Travel Portal, plus a 150,000-Mile welcome bonus and a AED 500 Kredit-exclusive cashback offer. Free for the first year, from AED 25,000 salary.
The Emirates NBD Voyager World Elite Credit Card earns up to 12 Voyager Miles per AED on the Travel Portal, plus a 150,000-Mile welcome bonus and a AED 500 Kredit-exclusive cashback offer. Free for the first year, from AED 25,000 salary.
Why this card wins for Voyager Miles
1.
The highest Voyager Miles rate in the ENBD lineup
12 Miles per AED on Voyager Travel Portal bookings — double the Voyager World tier's 6 Miles/AED. Other eligible travel bookings still earn 6 Miles/AED, and everyday retail earns 1 Mile/AED (0.25 on grocery/dining/insurance/automotive, 0.1 on fuel/utilities/government).
2.
150,000-Mile welcome bonus plus a Kredit-exclusive AED 500 cashback
Spend AED 70,000 within 3 months of issuance, in the first year only, to earn 150,000 Voyager Miles (worth roughly AED 1,500 at the portal's redemption rate), alongside a AED 500 cashback offer available only when you apply through Kredit. The cashback has a separate, much lower condition — activate the card and spend AED 5,000 within 30 days of issuance — and is for new Voyager customers only; existing or previously cancelled Voyager cardholders aren't eligible.
3.
A full premium travel benefits stack
14 airport lounge visits a year (cardholder plus a guest), 4 domestic and 4 international airport transfers, 4 international meet-and-greet services, 3 fast-track passes, 2 complimentary golf rounds a month at 6 UAE courses, monthly cinema BOGO tickets, and travel medical insurance up to USD 500,000.
4.
Free for the first year
No joining fee and the annual fee is waived in year one. From year two it's AED 1,575 — the welcome bonus and Kredit cashback offer are pure value before any fee is deducted.
One real trip on Voyager
The travel benefits used on one international trip, priced — see what you'd save with this card.
Visa sorted, insurance in place
OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.
AED 850OneVasco requires AED 5,000/month spend
Book on the Voyager Travel Portal
Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).
AED 720Ride to the airport
Complimentary transfer to the airport.
AED 150Requires AED 5,000/month spend
Lounge, you + a guest
2 lounge visits (you + a guest) at 1,000+ airports worldwide via Mastercard Travel Pass.
AED 368Fast-track through security
Priority lane through airport security via Mastercard Travel Pass.
AED 367Met at the gate on arrival
A personal greeter and porter service for up to 2 passengers.
AED 349Transfer to your hotel, stay connected
Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.
AED 187Requires AED 5,000/month spend
Spend abroad, save on wheels
Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.
AED 400Both transfers home
Hotel to the airport at the destination, then home from the UAE airport.
AED 300Requires AED 5,000/month spend
- 1
Visa sorted, insurance in place
OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.
AED 850OneVasco requires AED 5,000/month spend
- 2
Book on the Voyager Travel Portal
Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).
AED 720 - 3
Ride to the airport
Complimentary transfer to the airport.
AED 150Requires AED 5,000/month spend
- 4
Lounge, you + a guest
2 lounge visits (you + a guest) at 1,000+ airports worldwide via Mastercard Travel Pass.
AED 368 - 5
Fast-track through security
Priority lane through airport security via Mastercard Travel Pass.
AED 367 - 6
Met at the gate on arrival
A personal greeter and porter service for up to 2 passengers.
AED 349 - 7
Transfer to your hotel, stay connected
Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.
AED 187Requires AED 5,000/month spend
- 8
Spend abroad, save on wheels
Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.
AED 400 - 9
Both transfers home
Hotel to the airport at the destination, then home from the UAE airport.
AED 300Requires AED 5,000/month spend
You save on this trip
AED 3,691
Annual fee from year 2
AED 1,575
Is this card right for you?
Quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with stable salary (AED 25,000+)
AED 25,000 monthly salary credited to a UAE bank account, with clean employer documentation and a valid Emirates ID and residence visa. Applicants must be 21+.
You book travel through the Voyager Travel Portal
The headline 12 Miles/AED rate only applies to spend through the ENBD Voyager Travel Portal. Other eligible travel bookings earn 6 Miles/AED, and everyday retail earns 1 Mile/AED — model where you actually book before assuming the top rate.
Can clear the AED 70,000 welcome-bonus spend threshold
The 150,000-Mile welcome bonus needs AED 70,000 spent within 3 months of issuance, offered in the first year only. If that's out of reach, the fee-free Voyager World tier (75,000-Mile bonus, lower spend threshold) may be a better fit.
Comfortable with a paid premium card from year two
The annual fee is waived in year one but AED 1,575 from year two. The welcome bonus and the Kredit-exclusive AED 500 cashback each carry their own spend condition, and together they cover year one comfortably if you meet both — from year two, the fee nets against your actual travel-portal spend and benefit usage (lounge visits, golf, airport transfers).
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments or red flags on your AECB report. A recent decline or arrears is the top reason a UAE card application stalls.
Voyager Miles + eligibility FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Ready to start earning Voyager Miles?
Check your eligibility for the Emirates NBD Voyager World Elite Credit Card in 2 minutes — with no commitment and no impact on your AECB credit score.