Up to 12 Voyager Miles per AED spent.

Emirates NBD Voyager is the bank's own travel-rewards currency, earned on the Voyager World and Voyager World Elite Mastercard credit cards and redeemed for any flight or hotel through the ENBD Voyager Travel Portal — not tied to a single airline. The World Elite tier is the higher-earning card: up to 12 Voyager Miles per AED, from AED 25,000 salary.

150,000 Voyager Miles after you spend AED 70,000 within your first 3 billing statements — offered in the first year only. Kredit applicants also get a AED 500 cashback offer credited within 45 days of spend activation.

14 airport lounge visits a year, 4 domestic and 4 international airport transfers, 4 international meet-and-greet services, 3 airport fast-track passes, 2 golf rounds a month at 6 UAE courses, monthly cinema buy-one-get-one tickets, a global e-SIM with roaming data, up to 35% off car rentals, and travel medical insurance up to USD 500,000.

Yes — Voyager Miles are valid for 36 calendar months from the date they're earned. There's also a monthly statement cap of 200,000 Voyager Miles (worth AED 2,000), and only the primary cardholder can redeem or transfer them.

Yes — Voyager World has no annual fee at all, from AED 12,000 salary. Voyager World Elite (this card, from AED 25,000 salary) waives its fee for the first year only, then AED 1,575 from year two.

AED 25,000 per month, credited to a UAE bank account. You also need to be a UAE resident aged 21+, and final approval is subject to Emirates NBD's underwriting checks including your AECB credit history.