Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.
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Compare and explore education credit cards in the UAE for AED 15,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.
See cardsJune Spotlight
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
16 cards in the UAE
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
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No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Salary: AED 5,000+
No Annual Fee for the first year
Welcome Offer: AED 500 Cashback points
Up to 8% cashback on your spends
Switch between Lifestyle or Travel cashback category
CBD
Salary: AED 5,000+
No Annual Fee for the first year
Up to 10% Cashback on Bills, Education, Fuel.
50% off Cinema Tickets
Complimentary Hotel Night
HSBC
Salary: AED 5,000+
No Annual Fee for the first year
Welcome Bonus: AED 800 Amazon gift card
6% cashback on dining (up to AED 200)
5% cashback on fuel (up to AED 200)
AL HILAL BANK
Salary: AED 5,000+
No Annual Fee
5% cashback on 2 categories from the following: dining, groceries, fuel, international and education
1% cashback on all other retail transactions except government spends
Complimentary airport lounge access to over 25 lounges worldwide
MAWARID FALAK TAYYEB FINANCE
Salary: AED 5,000+
No Annual Fee
10% cashback on dining, groceries, and fuel (AED 100 cap)
5% cashback on education (AED 500 cap)
2% cashback on all other spends (AED 1,000 cap)
ABU DHABI ISLAMIC BANK (ADIB)
Salary: AED 5,000+
Annual Fee: AED 99
4% cashback on groceries, fuel, education, dining and utility spends
Four Free Supplementary cards
Road Side Assistance once a Year
FIRST ABU DHABI BANK (FAB)
Salary: AED 8,000+
Annual Fee: AED 399
10% cashback on bus, canteen, uniform purchases
20% discount Emaar attractions
2% cashback on spending
AJMAN BANK
Salary: AED 10,000+
Annual Fee: AED 300
Welcome Bonus: up to AED 500
5% cashback on fuel, education, grocery, online shopping
1% cashback on all other spends
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
Unlimited lounge access
30% discount at 2000+ restaurants
40% discount at golf courses worldwide
EMIRATES NBD
Min Salary: AED 12,000
No Annual Fee
1.5% Rewards on retail spends
Lounge Access Included
30% discount at 2,000+ restaurants
EMIRATES NBD
Salary: AED 12,000+
Annual Fee: AED 840
5% rewards on grocery, utilities, telecom & fuel
0.5% on other spends
Unlimited airport lounge access worldwide
EMIRATES ISLAMIC
Salary: AED 12,000+
Annual Fee: AED 299
Up to 10% cashback on groceries, education, dining, telecom
Unlimited airport lounge access
2 rounds of complimentary golf per month
DUBAI ISLAMIC BANK
Salary: AED 15,000+
Annual Fee: AED 261.45
4% cashback on groceries, auto & education
4% cashback on bills
4% cashback on Salik & Nol
MAWARID FALAK TAYYEB FINANCE
Salary: AED 15,000+
No Annual Fee
10% cashback on dining, groceries, and fuel (AED 500 cap)
5% cashback on education (AED 1,000 cap)
2% cashback on all other spends (AED 2,500 cap)
MAWARID FALAK TAYYEB FINANCE
Salary: AED 15,000+
No Annual Fee
10% cashback on dining, groceries, and fuel (AED 500 cap)
5% cashback on education (AED 1,000 cap)
2% cashback on all other spends (AED 2,500 cap)
MAWARID FALAK TAYYEB FINANCE
Salary: AED 15,000+
No Annual Fee
10% cashback on dining, groceries, and fuel (AED 250 cap)
5% cashback on education (AED 750 cap)
2% cashback on all other spends (AED 1,500 cap)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Common questions about Best Education Credit Cards for AED 15,000+ Salary in the UAE