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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Best Careem Credit Cards for AED 40,000+ Salary

Compare and explore careem credit cards in the UAE for AED 40,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.

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June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

17 cards in the UAE

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FAB Manchester City Titanium Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Manchester City Titanium Credit Card

Salary: AED 5,000+

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–40,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–40,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

Not sure which card to pick?

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Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features

No Annual Fee

Win trips to Etihad Stadium.

Win Tickets

Special Discounts Available

ExploreLearn more about FAB Manchester City Titanium Credit Card credit card benefits and featuresApplyApply for FAB Manchester City Titanium Credit Card credit card
HSBC Live+ Credit Card Design

HSBC

HSBC Live+ Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Bonus: AED 800 Amazon gift card

6% cashback on dining (up to AED 200)

5% cashback on fuel (up to AED 200)

ExploreLearn more about HSBC Live+ Credit Card credit card benefits and featuresApplyApply for HSBC Live+ Credit Card credit card
Invest Bank Platinum Credit Card Design

INVEST BANK

Invest Bank Platinum Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Flat 3% cashback on all spends (up to AED 1,000/month)

Access to 25+ VIP Airport Lounges

20% off Careem rides (3 rides/month)

ExploreLearn more about Invest Bank Platinum Credit Card credit card benefits and featuresApplyApply for Invest Bank Platinum Credit Card credit card
FAB Z Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Z Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Free Careem Plus & Noon One for 1 year

20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more

No FX fees abroad

ExploreLearn more about FAB Z Credit Card credit card benefits and featuresApplyApply for FAB Z Credit Card credit card
UAB Titanium Credit Card Design

UNITED ARAB BANK (UAB)

UAB Titanium Credit Card

Salary: AED 6,000+

No Annual Fee

Welcome Offer: ENTERNAINER subscription

Up to 5% cashback on groceries and fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB Titanium Credit Card credit card benefits and featuresApplyApply for UAB Titanium Credit Card credit card
Citi Cashback Credit Card Design

CITIBANK

Citi Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

3% Cashback on non-AED spends

2% Cashback on grocery/supermarket spends

1% Cashback on all other spend

ExploreLearn more about Citi Cashback Credit Card credit card benefits and featuresApplyApply for Citi Cashback Credit Card credit card
UAB Platinum Credit Card Design

UNITED ARAB BANK (UAB)

UAB Platinum Credit Card

Salary: AED 10,000+

No Annual Fee for the first year

Welcome Offer: ENTERNAINER subscription

Up to 5% cashback on groceries and fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB Platinum Credit Card credit card benefits and featuresApplyApply for UAB Platinum Credit Card credit card
ENBD Visa Flexi Credit Card Design

EMIRATES NBD

ENBD Visa Flexi Credit Card

Min Salary: AED 12,000

No Annual Fee

1.5% Rewards on retail spends

Lounge Access Included

30% discount at 2,000+ restaurants

ExploreLearn more about ENBD Visa Flexi Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
RAKislamic Watani Credit Card Design

RAKBANK

RAKislamic Watani Credit Card

Salary: AED 15,000+

No Annual Fee First Year

Exclusive for UAE nationals

50,000 RAKrewards Bonus

100% Cashback on Salik + DARB

ExploreLearn more about RAKislamic Watani Credit Card credit card benefits and featuresApplyApply for RAKislamic Watani Credit Card credit card
Emirates Islamic Amazon World Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Amazon World Credit Card

Salary: AED 15,000+

No Annual Fee

Welcome Bonus: AED 750 on AED 10,000 spend in 60 days

Up to 6% back in Amazon Rewards on your spends with no cap

Up to 2 free items at Costa at Dubai airports

ExploreLearn more about Emirates Islamic Amazon World Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Amazon World Credit Card credit card
RAKislamic World Credit Card Design

RAKBANK

RAKislamic World Credit Card

Salary: AED 20,000+

No Annual Fee

RAKrewards on Every Spend

Cash Advance: Up to 80% of the credit limit

Free Supplementary Card

ExploreLearn more about RAKislamic World Credit Card credit card benefits and featuresApplyApply for RAKislamic World Credit Card credit card
Invest Bank World Credit Card Design

INVEST BANK

Invest Bank World Credit Card

Salary: AED 25,000+

Annual Fee: AED 1,575

Flat 3% cashback on all spends (up to AED 1,500/month)

Complimentary Airport Transfers with Careem

Complimentary 1 GB of data roaming with Flexiroam once a year

ExploreLearn more about Invest Bank World Credit Card credit card benefits and featuresApplyApply for Invest Bank World Credit Card credit card
HSBC Cash+ Credit Card Design

HSBC

HSBC Cash+ Credit Card

Salary: AED 30,000+

No Annual Fee for the first year

Welcome Bonus: AED 800 Amazon gift card

1% cashback every day on all your purchases, with no minimum spend or earning caps

Complimentary Careem Plus subscription

ExploreLearn more about HSBC Cash+ Credit Card credit card benefits and featuresApplyApply for HSBC Cash+ Credit Card credit card
RAKBANK Elevate Credit Card Design

RAKBANK

RAKBANK Elevate Credit Card

Salary: AED 35,000+

Tier-based Monthly Fee

Up to 4% cashback on all your spends

Up to 3% value back on airline and hotel reward redemption

No Foreign Currency Fee

ExploreLearn more about RAKBANK Elevate Credit Card credit card benefits and featuresApplyApply for RAKBANK Elevate Credit Card credit card
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

Salary: AED 36,750

Annual Fee: AED 3,000

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
UAB World Credit Card Design

UNITED ARAB BANK (UAB)

UAB World Credit Card

Salary: AED 40,000+

No Annual Fee for the first year

Welcome Offer: ENTERNAINER subscription

Up to 10% cashback on school fees, fashion on fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB World Credit Card credit card benefits and featuresApplyApply for UAB World Credit Card credit card
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Careem Credit Cards for AED 40,000+ Salary in the UAE

Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.

Card issuers can update fees, rewards, and offer terms. Review the latest key facts statement before you apply.

These pages help you shortlist cards around AED 40,000+ salary requirements. Always confirm final eligibility with the bank during application.