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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Best Fuel Credit Cards for AED 45,000+ Salary

Compare and explore fuel credit cards in the UAE for AED 45,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.

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June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

27 cards in the UAE

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Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–40,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 5,000–40,000
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features
FAB Islamic Cashback Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Islamic Cashback Credit Card

Salary: AED 5,000+

Annual Fee: AED 300

5% cashback on fuel, dining, groceries

3% cashback on international spends

1% cashback on other retail spends

ExploreLearn more about FAB Islamic Cashback Credit Card credit card benefits and featuresApplyApply for FAB Islamic Cashback Credit Card credit card
ENBD Lulu 247 Titanium Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

Earn LuLu Points: Up to 3.5% cashback.

0% Balance Transfer - No Fees

Complimentary Lounge Access: 10+ lounges.

ExploreLearn more about ENBD Lulu 247 Titanium Credit Card credit card benefits and features
Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Offer: AED 500 Cashback points

Up to 8% cashback on your spends

Switch between Lifestyle or Travel cashback category

ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card
Emirates Islamic RTA Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic RTA Credit Card

Salary: AED 5,000+

No Annual Fee

10% Cashback on RTA Transport

10% Cashback on Fuel

2.25% Cashback on Other Spends

ExploreLearn more about Emirates Islamic RTA Credit Card credit card benefits and featuresApplyApply for Emirates Islamic RTA Credit Card credit card
CBD Super Saver Credit Card Design

CBD

CBD Super Saver Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Up to 10% Cashback on Bills, Education, Fuel.

50% off Cinema Tickets

Complimentary Hotel Night

ExploreLearn more about CBD Super Saver Credit Card credit card benefits and featuresApplyApply for CBD Super Saver Credit Card credit card
CBD Yes Rewards Credit Card Design

CBD

CBD Yes Rewards Credit Card

Salary: AED 5,000+

No Annual Fee for the first Year

20,000 Yes Rewards Welcome Bonus

Save up to 15% on fuel.

50% off cinema tickets

ExploreLearn more about CBD Yes Rewards Credit Card credit card benefits and featuresApplyApply for CBD Yes Rewards Credit Card credit card
HSBC Live+ Credit Card Design

HSBC

HSBC Live+ Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Bonus: AED 800 Amazon gift card

6% cashback on dining (up to AED 200)

5% cashback on fuel (up to AED 200)

ExploreLearn more about HSBC Live+ Credit Card credit card benefits and featuresApplyApply for HSBC Live+ Credit Card credit card
Al Hilal Cashback Credit Card Design

AL HILAL BANK

Al Hilal Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

5% cashback on 2 categories from the following: dining, groceries, fuel, international and education

1% cashback on all other retail transactions except government spends

Complimentary airport lounge access to over 25 lounges worldwide

ExploreLearn more about Al Hilal Cashback Credit Card credit card benefits and featuresApplyApply for Al Hilal Cashback Credit Card credit card
Mawarid Titanium Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

10% cashback on dining, groceries, and fuel (AED 100 cap)

5% cashback on education (AED 500 cap)

2% cashback on all other spends (AED 1,000 cap)

ExploreLearn more about Mawarid Titanium Credit Card credit card benefits and featuresApplyApply for Mawarid Titanium Credit Card credit card
ADIB Cashback Covered Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB Cashback Covered Credit Card

Salary: AED 5,000+

Annual Fee: AED 99

4% cashback on groceries, fuel, education, dining and utility spends

Four Free Supplementary cards

Road Side Assistance once a Year​​​​

ExploreLearn more about ADIB Cashback Covered Credit Card credit card benefits and featuresApplyApply for ADIB Cashback Covered Credit Card credit card
FAB ADNOC Rewards Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB ADNOC Rewards Credit Card

Salary: AED 5,000+

Annual Fee: AED 315

15% back on ADNOC fuel spending

3% back on SALIK, DARB and Mawaqif

2% back on international spending

ExploreLearn more about FAB ADNOC Rewards Credit Card credit card benefits and featuresApplyApply for FAB ADNOC Rewards Credit Card credit card
UAB Titanium Credit Card Design

UNITED ARAB BANK (UAB)

UAB Titanium Credit Card

Salary: AED 6,000+

No Annual Fee

Welcome Offer: ENTERNAINER subscription

Up to 5% cashback on groceries and fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB Titanium Credit Card credit card benefits and featuresApplyApply for UAB Titanium Credit Card credit card
ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

Salary: AED 8,000+

Annual Fee: AED 383.25

6% cashback on dining (including online food orders)

5% cashback on groceries

3% cashback on utilities, telecom, fuel and Salik

ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card
ADCB Islamic Emirati Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Islamic Emirati Credit Card

Salary: AED 8,000+

Annual Fee: AED 945

Exclusive for UAE nationals

7% cashback on 7 categories

1% cashback on all other domestic and international spends

ExploreLearn more about ADCB Islamic Emirati Credit Card credit card benefits and featuresApplyApply for ADCB Islamic Emirati Credit Card credit card
Ajman Bank ULTRACASH Credit Card Design

AJMAN BANK

Ajman Bank ULTRACASH Credit Card

Salary: AED 10,000+

Annual Fee: AED 300

Welcome Bonus: up to AED 500

5% cashback on fuel, education, grocery, online shopping

1% cashback on all other spends

ExploreLearn more about Ajman Bank ULTRACASH Credit Card credit card benefits and featuresApplyApply for Ajman Bank ULTRACASH Credit Card credit card
UAB Platinum Credit Card Design

UNITED ARAB BANK (UAB)

UAB Platinum Credit Card

Salary: AED 10,000+

No Annual Fee for the first year

Welcome Offer: ENTERNAINER subscription

Up to 5% cashback on groceries and fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB Platinum Credit Card credit card benefits and featuresApplyApply for UAB Platinum Credit Card credit card
ENBD Mastercard Platinum Credit Card Design

EMIRATES NBD

ENBD Mastercard Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

Unlimited lounge access

30% discount at 2000+ restaurants

40% discount at golf courses worldwide

ExploreLearn more about ENBD Mastercard Platinum Credit Card credit card benefits and features
ENBD Visa Flexi Credit Card Design

EMIRATES NBD

ENBD Visa Flexi Credit Card

Min Salary: AED 12,000

No Annual Fee

1.5% Rewards on retail spends

Lounge Access Included

30% discount at 2,000+ restaurants

ExploreLearn more about ENBD Visa Flexi Credit Card credit card benefits and features
ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

Salary: AED 12,000+

Annual Fee: AED 840

5% rewards on grocery, utilities, telecom & fuel

0.5% on other spends

Unlimited airport lounge access worldwide

ExploreLearn more about ENBD Duo Credit Card credit card benefits and features
ENBD Lulu 247 Platinum Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

Up to 7% LuLu Points on spends.

Welcome Offer: 500 LuLu Points

Unlimited Lounge Access: 25+ lounges available.

ExploreLearn more about ENBD Lulu 247 Platinum Credit Card credit card benefits and features
DIB Consumer Cashback Platinum Credit Card Design

DUBAI ISLAMIC BANK

DIB Consumer Cashback Platinum Credit Card

Salary: AED 15,000+

Annual Fee: AED 261.45

4% cashback on groceries, auto & education

4% cashback on bills

4% cashback on Salik & Nol

ExploreLearn more about DIB Consumer Cashback Platinum Credit Card credit card benefits and featuresApplyApply for DIB Consumer Cashback Platinum Credit Card credit card
Tamayaz World Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz World Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Welcome Bonus: AED 1,000 equivalent

10% cashback at Union Coop

3% cashback on international spends

ExploreLearn more about Tamayaz World Credit Card credit card benefits and features
Mawarid World Elite Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid World Elite Credit Card

Salary: AED 15,000+

No Annual Fee

10% cashback on dining, groceries, and fuel (AED 500 cap)

5% cashback on education (AED 1,000 cap)

2% cashback on all other spends (AED 2,500 cap)

ExploreLearn more about Mawarid World Elite Credit Card credit card benefits and featuresApplyApply for Mawarid World Elite Credit Card credit card
Mawarid World Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid World Credit Card

Salary: AED 15,000+

No Annual Fee

10% cashback on dining, groceries, and fuel (AED 500 cap)

5% cashback on education (AED 1,000 cap)

2% cashback on all other spends (AED 2,500 cap)

ExploreLearn more about Mawarid World Credit Card credit card benefits and featuresApplyApply for Mawarid World Credit Card credit card
Mawarid Platinum Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Platinum Credit Card

Salary: AED 15,000+

No Annual Fee

10% cashback on dining, groceries, and fuel (AED 250 cap)

5% cashback on education (AED 750 cap)

2% cashback on all other spends (AED 1,500 cap)

ExploreLearn more about Mawarid Platinum Credit Card credit card benefits and featuresApplyApply for Mawarid Platinum Credit Card credit card
UAB World Credit Card Design

UNITED ARAB BANK (UAB)

UAB World Credit Card

Salary: AED 40,000+

No Annual Fee for the first year

Welcome Offer: ENTERNAINER subscription

Up to 10% cashback on school fees, fashion on fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB World Credit Card credit card benefits and featuresApplyApply for UAB World Credit Card credit card
3.
Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Fuel Credit Cards for AED 45,000+ Salary in the UAE

Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.

Card issuers can update fees, rewards, and offer terms. Review the latest key facts statement before you apply.

These pages help you shortlist cards around AED 45,000+ salary requirements. Always confirm final eligibility with the bank during application.