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These pages help you shortlist cards around AED 5,000+ salary requirements. Always confirm final eligibility with the bank during application.

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Best Welcome bonus Credit Cards for AED 5,000+ Salary

Compare and explore welcome bonus credit cards in the UAE for AED 5,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.

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June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

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EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

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EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

13 cards in the UAE

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MASHREQ BANK

Mashreq Noon Credit Card

No Annual Fee

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age	21 years
Monthly salary	AED 5,000+
Employment	Salaried employees or self-employed professionals
Residency	UAE residents with a valid Emirates ID and residence visa
Credit history	AECB credit score is checked; a clean record strengthens approval

Minimum age	21 years
Monthly salary	AED 5,000+
Employment	Salaried employees or self-employed professionals
Residency	UAE residents with a valid Emirates ID and residence visa
Credit history	AECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID

2.Khulasat Al Qaid (Family Book)

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No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

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No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

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Welcome Bonus: AED 500

Free Delivery on Noon Express

Up to 5% cashback on noon purchases

Instant Digital Card

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EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

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ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Talabat Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 on spending AED 2,500 in 45 days

35% cashback on talabat orders (as talabat credit)

1.25% cashback on other spends (as talabat credit)

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RAKBANK

RAKBANK Air Arabia Platinum Credit Card

Salary: AED 5,000+

Annual Fee: AED 400

20,000 AirRewards Bonus Points

Complimentary Annual Ticket

Free Airport Transfers

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LIMITED OFFER

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MASHREQ BANK

Mashreq Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

AED 500 Welcome Bonus

Unlimited 5% Cashback on dining.

1% Cashback on international spends (non-dining)

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EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Offer: AED 500 Cashback points

Up to 8% cashback on your spends

Switch between Lifestyle or Travel cashback category

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CBD

CBD Super Saver Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Up to 10% Cashback on Bills, Education, Fuel.

50% off Cinema Tickets

Complimentary Hotel Night

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CBD

CBD Yes Rewards Credit Card

Salary: AED 5,000+

No Annual Fee for the first Year

20,000 Yes Rewards Welcome Bonus

Save up to 15% on fuel.

50% off cinema tickets

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HSBC

HSBC Live+ Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Welcome Bonus: AED 800 Amazon gift card

6% cashback on dining (up to AED 200)

5% cashback on fuel (up to AED 200)

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DEEM

Deem Titanium Mastercard

Salary: AED 5,000+

No Annual Fee First Year

30% off on Udemy

Debt Consolidation Option

Spend AED 100 for AED 100,000 weekly draw.

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ABU DHABI ISLAMIC BANK (ADIB)

ADIB SHARE Infinite Credit Card

Salary: AED 5,000+

Annual Fee: AED 999

Welcome bonus: 10,000 SHARE Points

12% back in SHARE Points for the first 3 months

6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations

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ABU DHABI ISLAMIC BANK (ADIB)

ADIB SHARE Visa Platinum Card

Salary: AED 5,000+

Annual Fee: AED 199

Welcome bonus: 2,000 SHARE Points

6% back in SHARE Points for the first 3 months

3% back in SHARE Points at Carrefour and Majid Al Futtaim destinations

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Ruya Mastercard Cashback Credit Card Design

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RUYA COMMUNITY ISLAMIC BANK

Ruya Mastercard Cashback Credit Card

Salary: AED 5,000+

Waived Annual Fee for the first year

2% cashback on all purchases (up to AED 500/month)

Fully digital onboarding

Shari’ah-compliant

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3.

Salary certificate (less than 30 days old)

4.Bank statements — last 3 months

5.Passport copy

Expats & residents

1.Emirates ID

2.Valid passport with residence visa page

3.Salary certificate or employment letter

4.Bank statements — last 3 months

5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Welcome bonus Credit Cards for AED 5,000+ Salary in the UAE