ADCB TouchPoints
ADCB TouchPoints is the rewards programme of Abu Dhabi Commercial Bank. Three ADCB credit cards earn TouchPoints on every eligible purchase: TouchPoints Platinum, TouchPoints Infinite and, for ADCB Private clients, Private World Elite.
A TouchPoint has no single value. What it is worth depends on where you redeem it, so compare the redemption options before judging a card by its earn rate.
How TouchPoints works
TouchPoints are credited on eligible retail spend at a rate set by the card: 1 TouchPoint per AED on TouchPoints Platinum, 1.5 on TouchPoints Infinite and 4 on Private World Elite. On all three, supermarkets, auto dealers, insurance and retail spend with UK and EEA merchants earn 0.4 TouchPoints per AED, and fuel, education, government, real estate, telecom, charity and transport earn 0.2.
TouchPoints Platinum also pays a fixed bonus in any month your spend reaches its threshold, and TouchPoints Infinite has a spend-based welcome bonus; the amounts are on each card's page.
The TouchPoints card ladder
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 630 | AED 8,000 | 1 TouchPoint per AED, plus a monthly bonus once spend reaches the card's threshold |
 | AED 1,050 | AED 40,000 | 1.5 TouchPoints per AED, a spend-based welcome bonus and an annual AED 1,200 Hotels.com voucher |
 | AED 7,875 | AED 200,000 | 4 TouchPoints per AED and a 0.99% foreign-currency fee; ADCB Private clients only |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 630 | AED 8,000 | 1 TouchPoint per AED, plus a monthly bonus once spend reaches the card's threshold |
| AED 1,050 | AED 40,000 | 1.5 TouchPoints per AED, a spend-based welcome bonus and an annual AED 1,200 Hotels.com voucher |
| AED 7,875 | AED 200,000 | 4 TouchPoints per AED and a 0.99% foreign-currency fee; ADCB Private clients only |
ADCB TouchPoints Platinum Credit Card
Annual feeAED 630
Min. salaryAED 8,000
Highlight1 TouchPoint per AED, plus a monthly bonus once spend reaches the card's threshold
ADCB TouchPoints Infinite Credit Card
Annual feeAED 1,050
Min. salaryAED 40,000
Highlight1.5 TouchPoints per AED, a spend-based welcome bonus and an annual AED 1,200 Hotels.com voucher
ADCB Private World Elite Credit Card
Annual feeAED 7,875
Min. salaryAED 200,000
Highlight4 TouchPoints per AED and a 0.99% foreign-currency fee; ADCB Private clients only
What your TouchPoints balance is worth
What your points are worth
Program
ADCB TouchPoints
300AED
50,000 points via TouchPoints Max / E-commerce
Redemption method
TouchPoints Max / E-commerce
Redeem 8,333 TouchPoints for AED 50 at Max and participating e-commerce partners.
Based on the issuer’s published redemption rate; catalogue pricing and availability can still vary.
Use the calculator above to value a balance at each redemption option ADCB publishes. TouchPoints can also be transferred to Emirates Skywards, Yes Rewards and talabat credit; ADCB publishes no fixed AED rate for Yes Rewards or talabat credit.
Why TouchPoints cards are worth it
1.
Points on every purchase
Every eligible purchase earns TouchPoints, including categories that many cashback cards exclude, at a reduced rate. The card's base rate applies to everything else.
2.
A monthly bonus rewards steady spend
TouchPoints Platinum adds a fixed bonus in any month your spend reaches its threshold, so a card used as the main household card earns noticeably more than one used occasionally.
3.
Redemption choice sets the value
The same balance is worth more at Max and e-commerce partners than as vouchers or bill payments. Pick the redemption you will actually use before comparing cards on points alone.
TouchPoints credit cards
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
- Salary: AED 8,000+
- No Annual Fee for the First Year
- 10,000 Touchpoints for spends of AED 10,000
- Vox Cinema Buy one Get one offer
- 20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Infinite Credit Card
- Salary: AED 40,000+
- Annual Fee: AED 1,050
- 15,000 Touchpoints for spends of AED 15,000
- Hotels.com Voucher for 2 nights stay
- 20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Private World Elite Credit Card
- Salary: AED 200,000+
- Exclusive to clients of ADCB Private
- Annual Fee: AED 7,875
- Up to 4 TouchPoints per AED spent
- Low foreign currency transaction fee of 0.99%
ADCB TouchPoints — FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE