Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.
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Compare and explore rewards points credit cards from ADCB in the UAE. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.
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Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
3 cards in the UAE
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 8,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 8,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
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No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
No Annual Fee for the first year
Welcome Bonus: up to AED 1,200
10% back as Shukrans on spends at Shukran brands
Up to 1.5% back as Shukrans on all other spends
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 40,000+
Annual Fee: AED 1,050
15,000 Touchpoints for spends of AED 15,000
Hotels.com Voucher for 2 nights stay
20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
No Annual Fee for the First Year
10,000 Touchpoints for spends of AED 10,000
Vox Cinema Buy one Get one offer
20% off on talabat orders
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Common questions about Best ADCB Rewards Points Credit Cards in the UAE