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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
For UAE supermarkets & grocers

Cashback QR for UAE grocery stores

Show shoppers which credit card earns the most cashback at your store — up to 10% on groceries with the right UAE card. Free printed QR, no POS integration, live in 1 business day.

Get your grocery QR

Why card choice matters at the UAE checkout till

  • • UAE grocery cashback ranges from 0.5% to 10% depending on the card. The wallet a shopper hands over often isn't the one earning most.
  • • Grocery is the highest-frequency category in UAE household spend — weekly visits compound the cashback effect into real money for shoppers.
  • • Visible cashback turns your store into a default destination. Same MDR, more loyal shopping trips.

How Kredit fits

Use the printed Kredit QR for your counter. Free, no integration, live in 1 business day.

See how it works

Bigger baskets, repeat visits

When customers see they earn 5% back at your shop, they add the extra item — and come back next week to earn it again. Cashback becomes your loyalty hook.

Works with any POS

No POS integration, no software, no hardware changes. Print the QR, place it at checkout — done.

Live in 1 business day

Submit your details, we review and send your branded QR within one business day. No waiting weeks.

Free, forever

No setup fee, no monthly subscription, no commission. Kredit is entirely free for merchants.

Free QR at every till, live in 1 business day

Submit your store. We'll review and email your branded QR — print it once, place it at every checkout.

Get your grocery QR→

Example customer journey

What changes at the moment of decision.

Before

Reaches the till

Shopper has 3 cards in their wallet, picks the one they used last week — often a generic 1% card.

Scan

Scans the Kredit QR

Sees a partner card they already own that earns 5% on grocery at participating supermarkets. Pulls it out instead.

After

Comes back weekly

Knowing they earn cashback here, the shopper chooses your store over a competitor on the next run, and the one after that.

Get your grocery QR

Free, no integration, no subscription. We'll review and email your branded QR within 1 business day.

Click to upload or drag and drop file

PNG, JPEG, WebP or SVG, up to 2MB

🇦🇪+971

By submitting, you agree we may contact you about your QR code.

Frequently asked questions

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Top UAE grocery cards return up to 10% cashback at participating supermarkets — Carrefour, Lulu, Spinneys, Choithrams, Géant, and others. Flat-cashback cards typically pay 0.5%-2% at any grocer. The gap between a customer's best card and the one they use by default is often AED 30-50 per visit. A Kredit QR closes that gap.

Yes — any grocery-MCC merchant in the UAE benefits. Supermarkets see the biggest absolute uplift because basket sizes are larger. Convenience stores benefit from the frequency effect — visible cashback makes your store the default daily-shop choice.

Yes — a single printed QR placed at each checkout works independently. The QR points to a permanent Kredit URL for your store, and customers scan with their own phones. No integration with your existing scanners, payment terminals, or loyalty systems.

Kredit doesn't replace your loyalty program — it complements it. Your program rewards what customers buy; Kredit rewards how they pay. Most UAE shoppers happily stack both, and the combination is what turns occasional shoppers into weekly regulars.

Yes. No setup fee, no monthly subscription, no commission. Kredit earns from card issuers when customers apply for new cards through our recommendations.

Also have a website?

Show the best card on your online checkout.

See the online widget →

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products