What does the embed snippet look like?

One sandboxed ` ` that you paste where the recommendation should appear. Kredit renders and updates the recommendation inside its own cross-origin document, so no Kredit JavaScript runs in your page.

Where on my checkout should I put the widget?

Place the iframe above the Pay button, inside the order-summary sidebar, or below the payment-method selector. Move the iframe to move the widget. Each approved snippet is restricted to the website supplied in the merchant application.

Can I pass the cart total so the recommendation is order-specific?

Yes — set `cartTotal` and `currency=AED` in the iframe URL. The widget re-ranks cards and estimates the reward for that amount. If a single-page checkout changes the total, update the iframe `src`; no Kredit SDK or API call is required.

Does the widget need API access or a client key?

No. The iframe is a static card-recommendation integration for approved online merchants. Partner API access and API keys are separate products for partners that need server-to-server recommendations.

Does it work on Shopify, WooCommerce, or custom stores?

The snippet works wherever the platform allows a custom iframe, including custom stores and supported theme or template areas in common ecommerce platforms. Some hosted checkout surfaces restrict custom embeds, so confirm what your plan and checkout editor allow.

What data does the widget send to Kredit?

The iframe URL contains the approved merchant slug and, if you provide it, the AED cart total. Because it is a sandboxed cross-origin document with no scripts, it cannot read your page, checkout fields, card numbers, or email addresses.

Why do online customers abandon card payments at checkout?

Cart abandonment in UAE ecommerce sits around 70%. A large chunk of that is wallet hesitation — the customer suspects their card isn't the best one for this purchase and pauses to research. Showing the optimal card inline removes that hesitation and recovers the sale before the customer leaves the page.

Does the widget affect my PCI compliance?

Kredit does not handle payment or card data. The widget is isolated in a sandboxed cross-origin iframe, scripts are disabled, and it cannot read your payment form. PCI scope depends on your full checkout architecture, so confirm your classification with your payment provider or PCI assessor.

Can I remove the widget later?

Yes. Delete the iframe from your template and redeploy. Kredit does not write to your store database or inject code elsewhere in your page.

Does Kredit replace my payment gateway?

No — Kredit is not a payment processor. Your Stripe, Telr, Network International, N-Genius, or Checkout.com setup stays exactly the same. Kredit only shows the customer which of their existing credit cards earns the most cashback at your store. Payment still runs through your gateway, your acquirer, your MDR. We sit one step earlier in the funnel: the wallet-choice moment.

For UAE ecommerce & marketplaces

Show the best card on your checkout

Drop one Kredit <script> tag on your checkout page. Customers see the card that earns them the most cashback on their order — fewer abandoned card payments, higher conversion.

Get your free embed snippet

https://your-shop.ae/checkout

Estimated reward: AED 12

Liv Digital Bank by Emirates NBD

Liv Cashback+ Credit Card

5% back on online shopping

Apply for this card →Estimate. Terms apply.

Where to place the widget

Drop the target div anywhere a customer is thinking about which card to use. Highest-impact placements first.

Highest impact

Above the Pay button

The moment the customer is about to commit. Seeing they earn AED 18 cashback on this order with a card already in their wallet removes the last hesitation and recovers card-payment abandonment.

Strong impact

Order-summary sidebar

Persistent while the customer fills the form. Updates as the cart changes — pass `data-cart-total` and the widget recalculates exact AED cashback per card on every step.

Discovery

Product page or cart

Earlier in the funnel — frames the basket-building moment around cashback. Often surfaces a card the customer didn't realise was their best option for this category.

Fewer abandoned card payments

Show shoppers the real cashback their card earns at your checkout — fewer second-guessed orders.

One sandboxed iframe

Paste the iframe where you want the widget to render. No SDK, API key, or build step — it works anywhere custom iframes are supported.

Live in 1 business day

Submit your business, and we review and send your iframe snippet within one business day.

Free, forever

No setup fee, no monthly subscription, no per-transaction commission. Kredit is entirely free for merchants.

Install the widget in under 5 minutes

Submit your store. We'll review and email your iframe snippet plus install instructions within 1 business day.

Get your snippet

How it works

01
Tell us about your business
Submit your business name, merchant category, and your website. Takes under a minute.
02
We review and send your snippet
Our team validates the submission and emails your sandboxed iframe snippet within 1 business day.
03
Paste the iframe
Add the iframe wherever you want it to render — above your Pay button or in your order summary. Customers see the best card for cashback on their order before they pay.

Why customers abandon online card payments

Online checkout is where wallet hesitation costs the most — and where a small nudge can recover the sale.

Online checkout is the moment of maximum card-choice friction

On a phone, with shipping forms open, customers face the same wallet question with even less time. Most pick the first card stored in their browser — not the one that earns most on your category.

Wrong-card regret drives cart abandonment

If a customer suspects they're leaving cashback on the table, they pause to research — and a paused checkout becomes an abandoned one. UAE ecommerce sees a measurable hit from this hesitation.

Category-level cashback rules are invisible at checkout

A shopper paying at an electronics store may have a card with 5% on electronics buried in their wallet. Without a nudge, they'll pay with their everyday card and earn 0.5%.

What changes by business type

Cashback dynamics differ by vertical. See which cards win where, and link customers to the right one at the right moment.

Online shops & marketplaces

Shoppers checking out on noon, Amazon, or your own store have a co-brand card that earns up to 20% — most don't realise. A snippet on your checkout closes that gap.

How Kredit works for online shops & marketplaces →

Travel & ticketing

Travel spend is the highest-value cashback category in the UAE — up to 12% on flights and hotels with the right card. Show it at booking.

How Kredit works for travel & ticketing →

Built for UAE businesses

If customers pay by card on your website, the Kredit widget closes the cashback uncertainty gap at checkout.

Online shops & ecommerceMarketplacesSubscription servicesFood deliveryTravel & bookingSaaS & digital servicesFashion ecommerceElectronics ecommerceElectronics & TechFashion & ClothingHome & FurnitureEntertainment & Leisure

Get your embed snippet

Free, with no SDK or API key. Submit and we'll send your iframe snippet within 1 business day.

Your nameYour role at the businesse.g. Owner, Marketing Manager, Operations Lead

Business nameBusiness categoryDrives which credit card we recommend at your store. Ops can refine the exact merchant category code during review if needed.

Website URL

Where customers shop or pay online, including https://

Merchant ID (optional)Your acquirer-issued MID, if you have it.

Logo (optional)

Click to upload or drag and drop file

PNG, JPEG, WebP or SVG, up to 2MB

Mobile number

+971

By submitting, you agree we may contact you about your QR code, and to our Terms of Service and Privacy Policy.

Frequently asked questions

Everything you need to know about the Kredit checkout widget.

Run a physical shop too?

Get a printed Kredit QR for your counter.

See the in-store QR →

How it works

Tell us about your business

Submit your business name, merchant category, and your website. Takes under a minute.

We review and send your snippet

Our team validates the submission and emails your sandboxed iframe snippet within 1 business day.

Paste the iframe

Add the iframe wherever you want it to render — above your Pay button or in your order summary. Customers see the best card for cashback on their order before they pay.