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Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
For UAE ecommerce & marketplaces

Show the best card on your checkout

Drop one Kredit <script> tag on your checkout page. Customers see the card that earns them the most cashback on their order — fewer abandoned card payments, higher conversion.

Get your free embed snippet
https://your-shop.ae/checkout
Pay with this card — earn AED 12 back
Liv Cashback+ Credit Card card

Liv Digital Bank by Emirates NBD

Liv Cashback+ Credit Card

5% back on online shopping

Use this card →See all options

Where to place the widget

Drop the target div anywhere a customer is thinking about which card to use. Highest-impact placements first.

Highest impact

Above the Pay button

The moment the customer is about to commit. Seeing they earn AED 18 cashback on this order with a card already in their wallet removes the last hesitation and recovers card-payment abandonment.

Strong impact

Order-summary sidebar

Persistent while the customer fills the form. Updates as the cart changes — pass `data-cart-total` and the widget recalculates exact AED cashback per card on every step.

Discovery

Product page or cart

Earlier in the funnel — frames the basket-building moment around cashback. Often surfaces a card the customer didn't realise was their best option for this category.

Fewer abandoned card payments

Show shoppers the real cashback their card earns at your checkout — fewer second-guessed orders.

Loader script + a target div

Paste the loader once, drop a target div where you want the widget to render. No SDK, no build step — works on Shopify, WooCommerce, Magento, or any custom stack.

Live in 1 business day

Submit your business, we review and send your embed snippet + client key within one business day.

Free, forever

No setup fee, no monthly subscription, no per-transaction commission. Kredit is entirely free for merchants.

Install the widget in under 5 minutes

Submit your store. We'll review and email your client key plus install instructions within 1 business day.

Get your snippet→

How it works

  1. 01

    Tell us about your business

    Submit your business name, merchant category, and your website. Takes under a minute.

  2. 02

    We review and send your snippet

    Our team validates the submission and emails your embed snippet plus your client key within 1 business day.

  3. 03

    Paste the loader, drop a target div

    Add our loader script once and drop a target div wherever you want the widget to render — above your Pay button, in your order summary, or both. Customers see the best card for cashback on their order before they pay.

Why customers abandon online card payments

Online checkout is where wallet hesitation costs the most — and where a small nudge can recover the sale.

Online checkout is the moment of maximum card-choice friction

On a phone, with shipping forms open, customers face the same wallet question with even less time. Most pick the first card stored in their browser — not the one that earns most on your category.

Wrong-card regret drives cart abandonment

If a customer suspects they're leaving cashback on the table, they pause to research — and a paused checkout becomes an abandoned one. UAE ecommerce sees a measurable hit from this hesitation.

Category-level cashback rules are invisible at checkout

A shopper paying at an electronics store may have a card with 5% on electronics buried in their wallet. Without a nudge, they'll pay with their everyday card and earn 0.5%.

What changes by business type

Cashback dynamics differ by vertical. See which cards win where, and link customers to the right one at the right moment.

Online shops & marketplaces

Shoppers checking out on noon, Amazon, or your own store have a co-brand card that earns up to 20% — most don't realise. A snippet on your checkout closes that gap.

How Kredit works for online shops & marketplaces →

Travel & ticketing

Travel spend is the highest-value cashback category in the UAE — up to 12% on flights and hotels with the right card. Show it at booking.

How Kredit works for travel & ticketing →

Built for UAE businesses

If customers pay by card on your website, the Kredit widget closes the cashback uncertainty gap at checkout.

Online shops & ecommerceMarketplacesSubscription servicesFood deliveryTravel & bookingSaaS & digital servicesFashion ecommerceElectronics ecommerceElectronics & TechFashion & ClothingHome & FurnitureEntertainment & Leisure

Get your embed snippet

Free, no SDK, no PCI impact. Submit and we'll send your snippet + client key within 1 business day.

Click to upload or drag and drop file

PNG, JPEG, WebP or SVG, up to 2MB

🇦🇪+971

By submitting, you agree we may contact you about your QR code.

Frequently asked questions

Everything you need to know about the Kredit checkout widget.

Two parts. (1) A one-line loader <script> you paste once, typically near the closing </body>. (2) A target <div data-kredit-widget> you drop wherever you want the widget to render on your checkout. The loader scans the DOM for the target div and mounts the widget inside it — so position is fully under your control.

Anywhere you drop a target <div data-kredit-widget>. Highest-impact placements are right above the Pay button, inside the order-summary sidebar, or below the payment-method selector. You can place multiple target divs if you want the widget in more than one spot — each becomes its own instance. Move the div, move the widget; nothing else to change.

Yes — add data-cart-total and data-currency attributes to the target div. The widget then calculates the exact AED cashback the customer earns on this order with each card. For single-page-app checkouts where the total changes without a page reload, call window.Kredit.update({ cartTotal: <value> }) after each cart change.

Each approved merchant gets a unique kr_ prefixed client key, which you pass as data-key on the loader script. The key identifies your store to Kredit's recommendation API, scopes the widget to your merchant category, and gives you partner attribution on any apply-throughs. Keys are revocable from your Kredit admin contact.

Yes — the snippet is framework-agnostic. Works on Shopify product/cart pages, WooCommerce (checkout template hooks), Magento, BigCommerce, and any custom checkout. Shopify Plus stores using Checkout Extensibility need our native Shopify app build (on our roadmap). We'll send platform-specific install instructions with your client key.

Only the merchant ID (encoded in your client key), the customer's anonymous browsing context, and any optional fields you set on the target div (e.g. cart total, category override). No PII, no card numbers, no email addresses. The widget never reads form fields on your checkout.

Cart abandonment in UAE ecommerce sits around 70%. A large chunk of that is wallet hesitation — the customer suspects their card isn't the best one for this purchase and pauses to research. Showing the optimal card inline removes that hesitation and recovers the sale before the customer leaves the page.

For the typical UAE setup — where your card form is hosted by your payment provider (Network International, Telr, Checkout.com, Stripe, Adyen) inside their own iframe — no. Our widget renders alongside that iframe but never reads it, so your PCI scope is unchanged. If you collect card data directly on your own page (rare in the UAE), our widget being on the same page technically moves you from SAQ A to SAQ A-EP, the same as any third-party script on a card-collecting page. We render inside Shadow DOM and never read form fields, but the SAQ classification is determined by browser context, not by widget behaviour.

Yes — at any time. Delete the loader <script> tag and the target <div data-kredit-widget> from your template, redeploy, and the widget is gone. Nothing is left behind on the customer's browser or in your store's data. We never write to your database, never inject into your DOM outside of the target div, and never persist anything across sessions other than a first-party analytics cookie on the Kredit domain.

No — Kredit is not a payment processor. Your Stripe, Telr, Network International, N-Genius, or Checkout.com setup stays exactly the same. Kredit only shows the customer which of their existing credit cards earns the most cashback at your store. Payment still runs through your gateway, your acquirer, your MDR. We sit one step earlier in the funnel: the wallet-choice moment.

Run a physical shop too?

Get a printed Kredit QR for your counter.

See the in-store QR →

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