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Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
For UAE shops, restaurants & cafes

The free loyalty program already in your customers' wallets

Print a Kredit QR for your counter. Customers scan, see which card earns them the most cashback at your shop, and come back to earn it again. No app to build, no points to manage, no cost to you.

Get your free Kredit QR

Pay smarter at

Your business

Powered by Kredit

Bigger baskets, repeat visits

When customers see they earn 5% back at your shop, they add the extra item — and come back next week to earn it again. Cashback becomes your loyalty hook.

Works with any POS

No POS integration, no software, no hardware changes. Print the QR, place it at checkout — done.

Live in 1 business day

Submit your details, we review and send your branded QR within one business day. No waiting weeks.

Free, forever

No setup fee, no monthly subscription, no commission. Kredit is entirely free for merchants.

Print your QR by tomorrow

Submit your shop once. We'll review and email your branded QR within 1 business day — ready to print on a sticker, card stand, or receipt.

Get your QR→

How it works

  1. 01

    Tell us about your business

    Submit your business name, merchant category, and an optional logo. Takes under a minute.

  2. 02

    We review and approve

    Our team validates the submission and reaches out within 1 business day with your branded QR code.

  3. 03

    Print and place at checkout

    Customers scan your QR and see exactly which card to swipe — more conversions, no integration required.

What changes when the best card is obvious

Three things shift in your favour when customers know which card earns the most at your shop.

Basket size goes up when cashback is visible

Customers add the extra latte, the dessert, the second item when they know they earn 5% back. Visible cashback shifts the marginal-item decision in your favour — and you keep the marginal margin.

Cashback becomes your loyalty program — without you building one

Customers return to the shop where they earn the most. That's the engine behind every UAE cashback push from Liv to ADCB Touchpoints. Once the right card is obvious at your counter, your shop becomes the one they choose to earn it at again.

A non-price differentiator on a crowded street

Your café isn't the only one on the block. "Earn 5% back on dining here" is a reason to pick you over the identical shop next door — without cutting prices or running discounts. The cashback comes from the customer's own card issuer; Kredit just makes it visible. Costs you nothing.

Built for UAE businesses

If customers pay by card at your shop, a Kredit QR turns every scan into a smarter swipe.

Restaurants & CafesGrocery & SupermarketsPharmacies & HealthSalons & BeautyGyms & FitnessFuel StationsHotels & HospitalityFlorists & Gift ShopsElectronics & TechFashion & ClothingHome & FurnitureEntertainment & Leisure

Get your Kredit QR

Free, no integration required. Submit and we'll send your branded QR within 1 business day.

Click to upload or drag and drop file

PNG, JPEG, WebP or SVG, up to 2MB

🇦🇪+971

By submitting, you agree we may contact you about your QR code.

Frequently asked questions

Everything you need to know about getting your printed Kredit QR.

They land on a Kredit page showing which credit card earns the most cashback or rewards at your merchant category. Logged-in customers see personalised results based on the cards they already own — so the recommendation is always relevant to their wallet, not just a generic answer.

Some customers genuinely prefer cash, and that's fine — cash carries no merchant fee. But when a customer is open to paying by card, the friction is uncertainty: a UAE wallet usually carries 2–4 cards with different category cashback rates, and the customer can't quickly tell which earns most at your store. A QR removes that hesitation. The bigger win for your shop is what happens after they swipe — they come back because they know they earn here.

Honest take: most UAE shops don't need to reduce cash — cash has no MDR and works fine. But if you specifically want fewer cash payments (less handling overhead, cleaner books, faster shifts), the biggest lever is removing card-choice uncertainty. Make the best card obvious at the till, accept Apple Pay and Samsung Pay, and lean on the cashback hook. Customers who see they earn 5% back at your café reach for the card on their own.

Our team reviews submissions within 1 business day. Once approved you receive a link to download your branded QR via the contact details you provided.

The printed QR itself never expires — it points to a permanent URL for your business. The download link we send is valid for 90 days. If you need to re-download after that, contact us and we'll send a fresh link.

Yes — your QR is branded with your business name and (if you upload one) your logo. The QR pattern uses high error correction so it stays scannable even with a logo overlay.

Also have a website?

Show the best card on your online checkout.

See the online widget →

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