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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
For UAE restaurants & cafes

Free cashback QR for UAE restaurants

Show your diners which credit card earns the most cashback at your restaurant — before they hand it over. Free printed QR, no POS integration, live in 1 business day.

Get your restaurant QR

Why card choice matters at a UAE restaurant

  • • Most UAE diners carry 2-4 credit cards with very different dining rates (1%-6%). They rarely remember which wins where.
  • • The cashback decision happens in the 30 seconds between asking for the bill and handing over a card — that's the moment the QR works.
  • • Repeat visits matter more than the size of one bill. When diners know they earn at your venue, you become their default dinner spot.

How Kredit fits

Use the printed Kredit QR for your counter. Free, no integration, live in 1 business day.

See how it works

Bigger baskets, repeat visits

When customers see they earn 5% back at your shop, they add the extra item — and come back next week to earn it again. Cashback becomes your loyalty hook.

Works with any POS

No POS integration, no software, no hardware changes. Print the QR, place it at checkout — done.

Live in 1 business day

Submit your details, we review and send your branded QR within one business day. No waiting weeks.

Free, forever

No setup fee, no monthly subscription, no commission. Kredit is entirely free for merchants.

Print your restaurant QR by tomorrow

Free, no integration. We'll review and email your branded QR within 1 business day.

Get your restaurant QR→

Example customer journey

What changes at the moment of decision.

Before

Bill arrives

Diner stares at their wallet, picks the card they remember, often not the one that pays the most cashback for dining.

Scan

Scans the Kredit QR

Sees the card in their wallet that earns the most at restaurants — sometimes 6% they didn't realise was eligible.

After

Comes back

Next month they remember the cashback hook and choose your restaurant over a competitor without one. Same MDR, more visits.

Get your restaurant QR

Free, no card terminal change, no subscription. We'll review and email your branded QR within 1 business day.

Click to upload or drag and drop file

PNG, JPEG, WebP or SVG, up to 2MB

🇦🇪+971

By submitting, you agree we may contact you about your QR code.

Frequently asked questions

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

UAE diners typically carry 2-4 credit cards with different dining cashback rates — anywhere from 1% to 6%. Most don't quickly remember which one wins at a given restaurant. A Kredit QR at the table or at the till shows them the answer in seconds, so they confidently swipe the right card. The mechanic isn't about getting them to spend more on one bill — it's about making your restaurant a return-visit habit because they know they earn cashback here.

Highest impact placements: at the till, on the bill folder, and on the table tent. Diners scan after the meal, before deciding which card to hand over. Some restaurants also place it on menus so the recommendation lands while customers decide what to order — useful for premium dining where customers add an extra course when they know they earn 5% back.

Yes — any UAE food and beverage business with a card payment terminal benefits. Cafes especially: small ticket sizes mean cashback feels meaningful (AED 30 latte returning AED 1.50 is a memorable hook), and frequency turns it into loyalty without a points app.

Yes — customers scan with their own mobile data. The QR points to a permanent Kredit URL for your restaurant. No equipment, no Wi-Fi requirement, no setup beyond placing the printed QR.

Yes. No setup fee, no monthly subscription, no commission on bills. Kredit earns from card issuers when customers apply for new cards through our recommendations — your restaurant never pays.

Also have a website?

Show the best card on your online checkout.

See the online widget →

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products