Which credit card is best at ZARA in the UAE?

It depends on the outlet and the cards you hold. Kredit reads ZARA as fashion & apparel spending and Kredit Nearby shows the card that earns most at the exact outlet, ranking the cards saved in your wallet first.

Does the best card change between ZARA outlets?

It can. Outlets of one brand are not always set up the same way by their payment provider, so check the outlet in Kredit Nearby before you pay.

Fashion & Apparel

Merchant

ZARA

Best credit card at ZARA

Fashion & Apparel · 9 outlets in Dubai, 7 in Abu Dhabi, 2 in Sharjah

See on the map

Best cards at ZARA

Best card here

United Arab Bank (UAB)

UAB World Credit Card

3% effective here

3% back here · AED 1,050 a year fee

Why it wins here

Earns the most at ZARA among the cards Kredit compares.

The Entertainer VIP Key — Buy-one-get-one-free offers on dining, attractions and more. — Make one mobile-wallet payment and one taxi/food-delivery app transaction within 30 days of card receipt to receive a VIP Key via SMS within 45 days, unlocking BOGO offers on dining and attractions.

Minimum salary: AED 5,000/month

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Runner-up

First Abu Dhabi Bank (FAB)

FAB Cashback Credit Card

3% effective here

3% back here · AED 315 a year fee

A strong alternative at ZARA.

Minimum salary: AED 5,000/month

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Also worth a look

Invest Bank

Invest Bank Platinum Credit Card

3% effective here

3% back here · AED 525 a year fee

A strong alternative at ZARA.

Minimum salary: AED 5,000/month

View details

Shopping at ZARA?

Best credit cards for ZARA

Compare the UAE credit cards that earn most on ZARA spending.

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Other fashion & apparel merchants

Centrepoint

ZARA credit card questions

Which card to use at ZARA and why outlets can differ.