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Joining Fee

Free

Annual Fee

AED 525

Minimum Salary

AED 5,000

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Invest Bank Platinum Credit Card

Earn flat 3% cashback on all spends capped at AED 1,000 per month — no category restrictions, no domestic vs international split. Annual fee waived in the first year.

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Welcome offer

First Year Free

Annual fee waived for the first year

AED 525 annual fee applies from the second year onwards

Rewards

cashback on all spends

Capped at AED 1,000 per month. Cashback is credited to your account on the next monthly statement. Cash advances, balance transfers, fees, and interest charges are excluded.

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0 AED

Per Year

You can earn this amount based on your monthly spends per category.

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ALL SPENDS

June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

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Other credit cards from this bank

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

Salary: AED 5,000+

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

Additional Benefits

VIP Airport Lounge Access

Access to 25+ VIP lounges worldwide

Includes Marhaba and CAC lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more

Mastercard Priceless Specials

Exclusive dining, leisure, and spa offers powered by Entertainer

Access to hundreds of deals across Middle East, Asia, Africa, and Europe including restaurants, leisure attractions, spas, and hotel accommodations

Careem Monthly Discounts

20% off 3 rides every month

Talabat Food & Grocery Savings

Up to 20% off orders twice per month

Global Blue VIP Access

Complimentary access to Global Blue City VIP Lounges

VAT refund and shopping assistance lounges in major European cities

Eligibility

Minimum Age

5,000AED

Minimum Income

Fees

525AED

Annual Fee

Waived in the first year

3.49%

Monthly Interest Rate

230AED

Late Payment Fee

Over Limit FeeAED 199

Cash Advance Fee3%*

*3% or AED 99 (whichever is higher) - only 75% of the card limit

Card Replacement FeeAED 75

Foreign Currency Transaction Fee3%

Copy of Sales VoucherAED 65

Liability / No Liability LetterAED 50

Duplicate StatementAED 45

Flat 3% cashback on all spends (up to AED 1,500/month)

Complimentary Airport Transfers with Careem

Complimentary 1 GB of data roaming with Flexiroam once a year

Salary: AED 5,000+

No Annual Fee with Wio Plan

2% Cashback on all spends

0.5% Cashback on Credit Card Bill Payments

Total Cashback up to AED 2,500/month

SHARJAH ISLAMIC BANK

Salary: AED 8,000+

No Annual Fee for the First Year

10% Cashback on online and digital wallet spends

2% Cashback on international spends

1% Cashback on domestic retail spends

Salary: AED 5,000+

No Annual Fee

AED 500 Welcome Bonus

Unlimited 5% Cashback on dining.

1% Cashback on international spends (non-dining)

Salary: AED 8,000+

No Annual Fee for the first year

3% Cashback on non-AED spends

2% Cashback on grocery/supermarket spends

1% Cashback on all other spend

Flat 3% cashback on all spends (up to AED 1,500/month)

Complimentary Airport Transfers with Careem

Complimentary 1 GB of data roaming with Flexiroam once a year

Invest Bank Platinum Credit Card

Welcome offer

Rewards

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Emirates NBD

Invest Bank World Credit Card

Invest Bank World Credit Card

Collections

Collections

ENBD noon One Visa Credit Card

ENBD SHARE Platinum Credit Card

Additional Benefits

Eligibility

Fees

Important Stuff

Wio Credit Card

SIB Cashback Credit Card

Mashreq Cashback Credit Card

Citi Cashback Credit Card