FAB Cashback Credit Card
Earn up to 5% cashback on fashion, dining and groceries with no monthly cap on international cashback. Standard retail earns 1%.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 5,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. FAB Cashback Credit Card expects AED 5,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Rewards
5%
cashback on fashion, dining & groceries
5% cashback on fashion, dining, and grocery spends. Capped at AED 150 per category per month. Minimum monthly spend of AED 1,000 required to earn cashback.
See full breakdown3%
cashback on international spends
3% cashback on all non-AED international transactions. Contributes to a combined global cashback cap of AED 1,000 per month.
See full breakdown1%
cashback on all other retail spends
1% cashback on all other eligible retail transactions. Combined global cashback cap of AED 1,000 per month applies across all categories.
See full breakdownRewards Calculator
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Mastercard Travel Pass Lounge Access
Unlimited access to 1,000+ airport lounges worldwide
Complimentary unlimited access to over 1,000 airport lounges globally via Mastercard Travel Pass. Unlimited visits for primary cardholder.
Reel Cinema Discounted Tickets
2 discounted tickets per month at AED 20 each
Enjoy 2 discounted movie tickets per month at Reel Cinemas priced at AED 20 each. Standard ticket price applies for additional tickets.
Airport Transfers
4 complimentary airport transfers per year via Careem
4 complimentary airport transfers per year via Careem. Subject to availability and advance booking requirements.
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Fees
Free
Joining Fee
300AED
Annual Fee
3.45%
Monthly Purchase Rate
3.45% per month (41.4% per annum)
Late Payment FeeAED 241.5
Cash Advance Fee3.15%*
*3.15% of transaction amount or AED 105 whichever is higher
International Transaction Fee (non-AED)1.99%*
*1.99% of transaction amount
Cash Advance3.15%*
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
International Transactions2.61%*
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
Late PaymentAED 241.5*
*Charged if the minimum payment is not received by the due date.
Over-LimitAED 302.4*
*Charged when the outstanding balance exceeds the approved credit limit.
Card ReplacementAED 78.75
Credit Shield Plus1.04%*
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
Wallet Shield0.42%*
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
Accident Insurance0.26%*
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
Instalment / Financing Plans3%*
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
Instalment Cancellation1.05%*
*1.05% of the principal outstanding amount, maximum AED 10,500.
Plan DefermentAED 262.5
Statement ReprintAED 26.25*
*Per statement reprinted.
Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*
*5% of the outstanding balance or AED 100, whichever is higher.
Payment DueFree*
*21–25 days from the statement date.
Other credit cards from this bank
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Signature Credit Card
Salary: AED 10,000+
Annual Fee: AED 525
5,000 bonus SHARE points
6% at malls & Carrefour
2-for-1 VOX 3× monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
FIRST ABU DHABI BANK (FAB)
FAB Rewards Active Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
5 FAB Rewards per AED 1 on sports spending
2 FAB Rewards per AED 1 on domestic and international spending
25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
FIRST ABU DHABI BANK (FAB)
FAB Emirati Islamic Credit Card
Salary: AED 15,000+
Annual Fee: AED 600
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
FIRST ABU DHABI BANK (FAB)
FAB Travel Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,575
Free flight each year to over 15 destinations
12% cashback on flights and hotel bookings
No FX fees
FIRST ABU DHABI BANK (FAB)
FAB Elite Credit Card
Salary: AED 50,000+
Annual Fee: AED 1,200
Up to 20 FAB Rewards on luxury spending
Up to 5 FAB Rewards on all other spending including abroad
Up to 50% off over 100 five-star restaurants in the UAE
FIRST ABU DHABI BANK (FAB)
FAB Rewards Indulge Card
Salary: AED 5,000+
No Annual Fee
20,000 FAB Rewards Bonus on spending AED 10,000 or more each month
5 FAB Rewards on online spends
1 FAB Reward on all other spends
FIRST ABU DHABI BANK (FAB)
FAB Blue Platinum Credit Card
Salary: AED 8,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Infinite Credit Card
Salary: AED 30,000+
Annual Fee: AED 2,500
Bonus: Up to 200,000 Etihad Guest Miles
7.5 Etihad Miles per AED 10 spent
Fast track to Etihad Gold membership.
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Platinum Credit Card
Salary: AED 8,000+
Annual Fee: AED 500
Welcome Bonus: 10,000 Miles
Earn 4 Etihad Miles per AED 10 spent.
2 free airport transfers/year
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Signature Credit Card
Salary: AED 15,000+
Free First Year, AED 1,500 After
Bonus: Up to 100,000 Etihad Miles
5.5 Etihad Miles per AED 10 spent
Fast track to Etihad Silver membership.
FIRST ABU DHABI BANK (FAB)
FAB Manchester City Titanium Credit Card
Salary: AED 5,000+
No Annual Fee
Win trips to Etihad Stadium.
Win Tickets
Special Discounts Available
FIRST ABU DHABI BANK (FAB)
FAB Blue Infinite Credit Card
Salary: AED 40,000+
No Annual Fee
5% cashback on Al-Futtaim brands
1% cashback on extra spending
Free airport lounge access
FIRST ABU DHABI BANK (FAB)
FAB Blue FAB Signature Credit Card
Salary: AED 15,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans & Balance Transfers
FIRST ABU DHABI BANK (FAB)
FAB Islamic Cashback Credit Card
Salary: AED 5,000+
Annual Fee: AED 300
5% cashback on fuel, dining, groceries
3% cashback on international spends
1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
FAB Du Titanium Credit Card
Salary: AED 5,000+
No Annual Fee
10% cashback on du bills
10% cashback on data packages
10% off du Easy Payment Plans
FIRST ABU DHABI BANK (FAB)
FAB GEMS World Credit Card
Salary: AED 8,000+
Annual Fee: AED 399
10% cashback on bus, canteen, uniform purchases
20% discount Emaar attractions
2% cashback on spending
FIRST ABU DHABI BANK (FAB)
FAB Low-Rate Credit Card
Salary: AED 10,000+
Annual Fee: AED 300
Interest Rate: 1.5%
0% Interest on Transfers
3% Minimum Payment Required
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