0.20% p.a., calculated on your minimum monthly balance and credited half-yearly. Rates are subject to change.
Monthly FeeAED 26.25/month
Minimum SalaryNo minimum salary required
Minimum BalanceAED 3,000
Emirates NBD Savings Account
A savings account paying 0.20% p.a. interest on your minimum monthly balance, with a free debit card, cardless withdrawals, and no cheque book.
Benefits
Interest on Your Balance
Earn 0.20% p.a. on your minimum monthly balance
Interest is calculated on the minimum monthly balance and credited half-yearly. Rates are subject to change.
Free Debit Card
Complimentary debit card for everyday transactions
Use the free debit card for shopping, ATM withdrawals, and cardless transactions on the Visa network worldwide. No cheque book is issued on this account.
Digital Banking Access
Manage your account anytime via app and online banking
Monitor your balance, set up auto-save rules, and manage transfers through the Emirates NBD app or online banking.
Auto-Save & Standing Instructions
Automate your savings with recurring transfers
Set up standing instructions to move a portion of your income into savings automatically each month.
Rates
0.2%
Standard rate
Calculated on the minimum monthly balance and credited half-yearly. Rates are subject to change.
Fees
26.25AED
Fall-below fee
Waived if the average monthly balance stays above AED 3,000.
105AED
Early closure fee
26.25AED
Card replacement
International transaction fee1.99%
Non-ENBD ATM withdrawalAED 2.1
GCC ATM withdrawalAED 6.3
International ATM withdrawalAED 21
Teller feeAED 10.5
Branch statement feeAED 26.25*
*Free via IVR or Online Banking.
Balance letter feeAED 52.5
Eligibility
Residents & non-residents
Open to UAE residents and non-residents
Any employment status
Salaried, non-salaried, and minors can open an account
Valid Emirates ID
Valid Emirates ID (or passport for non-residents)
How to open
How to open a Standard Savings Account
1.Visit Emirates NBD digital account opening or a branch
2.Submit personal information and KYC documents
3.Upload your Emirates ID and proof of residence
4.Complete the verification process
5.e-Sign the account opening agreement
6.Fund the account to activate it
Documents
Frequently asked questions
Get answers to common questions about the Emirates NBD Savings Account
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