SavingsMASHREQ BANK
Mashreq Islamic NEO Plus Saver Account
No monthly fee
Profit rate: Up to 6.25% p.a., paid monthly
No minimum balance
UAE Accounts With No Minimum Balance (2026)
Two accounts here hold no minimum balance and charge no monthly or fall-below fee: the Liv Goal Account, a savings pot paying up to 4% a year, and Liv Lite, an account for 8 to 18-year-olds paying 1%. Both are opened in the Liv app from a Liv Primary Account, which has its own AED 3,000 minimum balance.
Savings
SavingsMASHREQ BANK
Mashreq NEO Plus Savings Account
No monthly fee
Interest rate: Up to 6.25% p.a., paid monthly
No minimum balance
SavingsFIRST ABU DHABI BANK (FAB)
FAB iSave Account
No monthly fee
Interest rate: Up to 3.4% p.a., paid monthly
No minimum balance
SavingsLIV DIGITAL BANK BY EMIRATES NBD
Liv Lite
No monthly fee
Interest rate: Up to 1% p.a., paid monthly
No minimum balance
SavingsRUYA COMMUNITY ISLAMIC BANK
ruya Savings Account
No monthly fee
Profit rate: 0.79% p.a., paid quarterly, declared for Q3 2026
No minimum balance
SavingsMASHREQ BANK
Mashreq Islamic Easy Saver Account
No monthly fee
Profit rate: 0.69% p.a., paid quarterly, declared for Q3 2026
No minimum balance
SavingsCOMMERCIAL BANK OF DUBAI (CBD)
CBD Al Islami GreenGrowth Account
No monthly fee
Profit rate: Up to 1.25% p.a., paid quarterly
No minimum balance
SavingsCOMMERCIAL BANK OF DUBAI (CBD)
CBD GreenGrowth Account
No monthly fee
Interest rate: Up to 1.25% p.a., paid monthly
No minimum balance
SavingsDUBAI ISLAMIC BANK
DIB Shaatir Savings Account
No monthly fee
Profit rate: 0.3% p.a., paid quarterly, declared for Q2 2026
No minimum balance
SavingsHSBC
HSBC E-Saver Account
No monthly fee
Interest rate: Up to 2% p.a., paid monthly
No minimum balance
SavingsLIV DIGITAL BANK BY EMIRATES NBD
Liv Goal Account
No monthly fee
Interest rate: Up to 4% p.a., paid monthly
No minimum balance
CurrentRUYA COMMUNITY ISLAMIC BANK
ruya Current Account
No monthly fee
Account opening: Fully digital, no branch visit
No minimum balance
CurrentFIRST ABU DHABI BANK (FAB)
FAB Payit Universal Account
No monthly fee
International Money Transfers
No minimum balance
CurrentMASHREQ BANK
Mashreq NEO NXT Account
No monthly fee
Account opening: Fully digital, no branch visit
No minimum balance
Frequently asked questions
Get answers to common questions about no minimum balance