AED 3,000. Maintaining this balance waives the monthly fall-below fee.
Monthly FeeAED 26.25/month
Minimum SalaryAED 5,000/month for the salary variant
Minimum BalanceAED 3,000
Emirates NBD Current Account
A day-to-day current account with a free debit card, cheque book, and fee-free 60-second international transfers to home accounts via DirectRemit.
Benefits
Free Debit Card & Cheque Book
Complimentary debit card with cheque book facility
Includes a free debit card on the Visa network and a cheque book for everyday transactions. Free supplementary cards are available on certain banking packages.
DirectRemit
Fee-free international transfers in 60 seconds
Send money abroad in 60 seconds at no cost through DirectRemit, available in online and mobile banking.
Multi-Currency Flexibility
Open your account in AED or a foreign currency
Choose AED or a supported foreign currency for the account, useful for international business or personal needs. A separate Foreign Currency Current Account is also available (no cheque book or debit card).
Digital Banking
Full account access via mobile and online banking
Manage the account around the clock through the Emirates NBD app and online banking: transfers, bill payments, and statements.
Cheque book available
Cheque book
Fees
26.25AED
Fall-below fee
Waived with salary transfer of AED 5,000+ (all packages except Classic) or an average balance above AED 3,000. Free for Priority and Signature customers; minors are exempt until age 18.
105AED
Early closure fee
26.25AED
Cheque book fee
The first cheque book is free on most packages.
Returned cheque feeAED 105
Card replacementAED 26.25
International transaction fee1.99%
Non-ENBD ATM withdrawalAED 2.1
GCC ATM withdrawalAED 6.3
International ATM withdrawalAED 21
DirectRemit transfersFree
Branch remittance feeAED 78.75
Branch statement feeAED 26.25*
*Free via IVR or Online Banking.
Eligibility
21
Minimum Age
5,000AED
Minimum Income
UAE resident
Residency
Any employment status
Salaried, non-salaried, and self-employed individuals can apply
How to open
How to open a Standard Current Account
1.Visit the Emirates NBD account opening portal or mobile app
2.Provide personal and employment details
3.Upload your Emirates ID and supporting documents
4.Complete identity verification
5.e-Sign the account opening form
6.Set up online and mobile banking credentials
Documents
Frequently asked questions
Get answers to common questions about the Emirates NBD Current Account
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