What counts as a qualifying salary transfer?

Each bank sets its own minimum monthly salary credit to waive the fee — typically AED 5,000. Check the account's key highlights for the exact threshold.

What happens if I stop transferring my salary?

The monthly fee waiver tied to salary transfer no longer applies, so the standard monthly fee resumes unless you meet an alternative waiver condition such as a minimum balance.

Can I still open these accounts without a salary transfer?

Most accounts here also offer an alternative waiver, such as maintaining a minimum balance, so a salary transfer isn't always mandatory to avoid fees.

Best Salary Transfer Accounts in the UAE (2026)

Transferring your salary to these accounts waives the monthly fee and, in some cases, is a requirement for the product itself. Compare minimum salary thresholds before applying.

All Liv Emirates NBD Emirates Islamic Current Savings Salary transfer Islamic No minimum balance