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Copyright © 2026 All Rights Reserved.

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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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American Express Credit Cards

American ExpressVisit American Express website

American Express has issued charge and credit cards since 1850 and serves the UAE through americanexpress.ae. Its cards earn Membership Rewards points rather than cashback: points accrue on all spend, do not expire while the card is active, and transfer to Amex airline and hotel partners rather than redeeming at a single fixed rate. The UAE line-up sits at the premium end — the Platinum Credit Card carries an annual membership fee, twelve Priority Pass lounge visits a year, and enrolment-based monthly dining and grocery credits.

This bank's credit cards

The American Express Platinum Credit Card Design

AMERICAN EXPRESS

The American Express Platinum Credit Card

  • Salary: AED 21,250+
  • Annual Fee: AED 735
  • Earn 2 points for every AED 4 spent
  • 12 Priority Pass lounge visits per year
  • 10% cashback every month, up to AED 600 annually
ExploreLearn more about The American Express Platinum Credit Card credit card benefits and featuresApplyApply for The American Express Platinum Credit Card credit card

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American Express — FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

The American Express Platinum Credit Card is the Amex card currently verified on Kredit for the UAE. It is a Membership Rewards points card with Priority Pass lounge access, monthly dining cashback and a monthly grocery credit.

AED 21,250 a month, and the minimum age is 21. Both are the issuer's stated eligibility criteria for the Platinum Credit Card.

There is no joining fee. The annual membership fee is AED 735, waived when you spend AED 40,000 or more in a card year. Supplementary cards are complimentary.

Twelve complimentary Priority Pass visits a year for the primary cardmember, plus eight for one enrolled supplementary cardmember.

You earn 2 Membership Rewards points for every AED 4 spent, on all spend. Points do not expire while the card is active and can be transferred to Amex airline and hotel partners.

After enrolment and AED 4,000 of total monthly spend: 10% cashback on eligible dining up to AED 50 a month, and an AED 75 grocery statement credit which also requires AED 1,000 of eligible grocery spend.

The current welcome offer is 30,000 Membership Rewards points for new Platinum Credit Cardmembers. Offer eligibility and terms apply.

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