A welcome bonus is a signup incentive given to new cardholders, usually as cashback, miles, or points after you complete a required spend within a fixed time window.
Best Welcome Bonus Credit Cards
Compare UAE credit cards with strong signup offers — cashback, Skywards miles, Etihad miles, or hotel points. Check spend thresholds, joining fees, salary requirements, and ongoing value before applying.
Last updated: - Updated monthly using latest public card terms and rewards data.
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MASHREQ BANK
Mashreq Solitaire Credit Card
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits
EMIRATES NBD
ENBD Etihad Guest Visa Elevate Credit Card
Annual Fee: AED 1,575
Welcome Offer: Up to 200,000 Miles
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
Welcome Bonus: AED 1,000 equivalent
10% cashback at Union Coop
Best Welcome Bonus Credit Cards compared
A side-by-side snapshot of joining fees, salary requirements, and standout benefits.
| Card | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 735 | AED 15,000 | AED 1,000 equivalent welcome bonus in Tamayaz Points after AED 40,000 spend in 60 days |
 | AED 750 | AED 5,000 | 75,000 EI SmartMiles on annual fee payment; additional welcome tranches require AED 30,000 spend in first 60 days |
|
Bonus type
Best cashback welcome bonus
These cards pay the signup offer as direct cashback — credited against your statement balance without redemption windows, partner programs, or expiry conditions.
MASHREQ BANK
Mashreq Solitaire Credit Card
8 cards in the UAE
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LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
Salary: AED 15,000+
How to apply for a welcome offer card
Follow these steps to complete your application.
1.Shortlist cards by signup value, annual fee, and minimum salary requirement
2.Read the spend threshold and timeframe carefully before submitting your application
3.Apply online with Emirates ID, passport/visa, salary proof, and recent bank statements
4.Track eligible transactions in the first billing cycles to make sure you hit the bonus conditions
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 8,000–30,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency |
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