The American Express Platinum Credit Card

2 Membership Rewards points for every AED 4 spent. Points never expire and can transfer to airline and hotel partners.

Yes. Spend AED 10,000 in the first three months to receive the first-year AED 735 fee back. Spend AED 40,000 in the preceding 12 months for the second and later years.

Eligible dining earns 10% cashback up to AED 50 per month, and the grocery benefit provides AED 75 per month after enrolment plus AED 4,000 total monthly spend and AED 1,000 eligible grocery spend.

Yes, through Priority Pass. The primary cardmember gets 12 complimentary lounge visits a year, and one enrolled supplementary cardmember gets 8 visits a year on top of that.

The 2026 issuer digital-channel offer provides 30,000 Membership Rewards points after USD 5,500 spend within 90 days, subject to its new-cardmember and fee-payment conditions. Applicants need to be at least 21 with monthly income of AED 21,250.

The first two supplementary cards are free. Up to seven additional cards cost AED 210 each.