1 Membership Rewards point for every AED 4 spent, on all spends. Points never expire and can transfer to airline and hotel partners.
The American Express Platinum Credit Card
A premium card built around credits and perks — annual travel and dining credits, global lounge access, and Membership Rewards on every spend.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 30,605+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. The American Express Platinum Credit Card expects AED 30,605+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Up to 50,000 Membership Rewards Points + AED 900 credit
Welcome points plus an AED 900 credit on qualifying spend.
Earn up to 50,000 Membership Rewards points, plus an AED 900 welcome credit when you spend AED 37,000 on the card.
See full breakdownRewards
1Membership Rewards
per AED 4 spent on all spends.
Earn 1 Membership Rewards point for every AED 4 spent, on all spends. Points never expire and transfer to airline and hotel partners.
See full breakdownRewards Calculator
July Spotlight
Citibank
Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,500
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
CITIBANK
Citi Ultima Credit Card
Salary: AED 36,750
Annual Fee: AED 3,000
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
2.5 Miles on AED spends
Additional Benefits
Global airport lounge access
Access to 1,700+ lounges for you and a supplementary member.
Complimentary access to over 1,700 airport lounges worldwide (Amex Global Lounge Collection) for the cardmember and one supplementary cardmember.
See full breakdownAnnual travel credit
AED 1,100 annual travel credit.
Receive an AED 1,100 annual travel credit toward eligible travel bookings.
See full breakdownDining credit
Up to AED 740 dining credit annually.
Up to AED 740 in annual dining credit at participating restaurants under the Platinum Dining programme.
See full breakdownPlatinum Concierge
24/7 concierge for travel, dining and lifestyle.
A 24/7 Platinum Concierge service handles travel, dining and lifestyle requests.
See full breakdownHotel loyalty status
Complimentary enrolment in leading hotel loyalty programmes.
Complimentary enrolment in the loyalty programmes of leading hotel groups, with elite status and benefits.
See full breakdownTravel insurance
Complimentary travel and purchase protection.
Complimentary travel insurance and purchase protection cover for the cardmember and family on eligible trips.
See full breakdownEligibility
21
Minimum Age
30,605AED
Minimum Income
Fees
3,255AED
Annual Membership Fee
Free
Supplementary Card
Complimentary supplementary cards
Frequently Asked Questions
Get answers to common questions about The American Express Platinum Credit Card credit card
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