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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

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The American Express Platinum Credit Card
Joining Fee
Free
Annual Fee
AED 735
Minimum Salary
AED 21,250

The American Express Platinum Credit Card

Earn 2 Membership Rewards points per AED 4, with dining cashback, grocery credits and 12 annual Priority Pass lounge visits.

Updated Aug 2026

≈ AED 3,821 potential value / year · incl. perks · incl. welcome bonus
WebsiteVisit The American Express Platinum Credit Card credit card website

Welcome offer

30,000 Membership Rewards welcome points

Current welcome offer for new Platinum Credit Cardmembers.

Receive 30,000 Membership Rewards points under the current Platinum Credit Card welcome offer. Eligibility and offer terms apply.

See full breakdown

Rewards

2Membership Rewards

per AED 4 spent on all spends.

Earn 2 Membership Rewards points for every AED 4 spent. Points never expire and can transfer to airline and hotel partners.

See full breakdown

Rewards Calculator

My Cards

Already have the The American Express Platinum Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

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Eligibility

21

Minimum Age

21,250AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
  • Get 20% back as noon credits when you spend on noon food
  • Get 5% back as noon credits when you spend on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles after AED 35,000 spend
  • No Annual Fee
  • 6 Voyager Miles on every AED spent on Voyager Travel Portal
  • 3 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles after AED 70,000 spend
  • No Annual Fee for the first year
  • 12 Voyager Miles on every AED spent on Voyager Travel Portal
  • 6 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Additional Benefits

Priority Pass lounge access

12 visits/year for the primary cardmember and 8 for one supplementary member.

No minimum spend required

The primary cardmember receives 12 complimentary Priority Pass visits per year; one enrolled supplementary cardmember receives 8.

See full breakdown

Dining cashback

10% back, up to AED 50/month, after AED 4,000 monthly spend.

After enrolment and AED 4,000 total monthly spend, eligible dining earns 10% cashback up to AED 50 per month.

See full breakdown

Grocery credit

AED 75/month after AED 4,000 total spend and AED 1,000 grocery spend.

After enrolment, AED 4,000 total monthly spend and AED 1,000 eligible grocery spend, receive an AED 75 statement credit.

See full breakdown

Purchase protection

Protection for eligible purchases.

Eligible purchases receive protection subject to the card benefit terms.

See full breakdown

Fees

735AED

Annual Membership Fee

Free

Supplementary Card

Complimentary supplementary cards

Important Stuff

Platinum Credit Card Benefits Terms and Conditions

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Welcome Offer Terms and Conditions

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Schedule of Fees and Charges

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Frequently Asked Questions

Get answers to common questions about The American Express Platinum Credit Card credit card

2 Membership Rewards points for every AED 4 spent. Points never expire and can transfer to airline and hotel partners.

Yes. Spend AED 40,000 in the 12 months before the card anniversary to receive the AED 735 fee back.

Eligible dining earns 10% cashback up to AED 50 per month, and the grocery benefit provides AED 75 per month after enrolment plus AED 4,000 total monthly spend and AED 1,000 eligible grocery spend.

Yes, through Priority Pass. The primary cardmember gets 12 complimentary lounge visits a year, and one enrolled supplementary cardmember gets 8 visits a year on top of that.

New cardmembers currently receive 30,000 Membership Rewards points as a welcome offer. To apply you need to be at least 21 years old with a minimum salary of AED 21,250.

No. Supplementary cards are issued free of charge (AED 0), so you can add a card for a family member without adding an extra membership fee, on top of the AED 735 primary annual fee.

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