Kredit
Unlock my cardsOffersCredit cardsCalculatorsPick me a card
Profile
AboutUnlock my cardsOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
ADNOC Rewards Credit Card Launches in UAE With Up to 15% Back
Kredit
By Kredit
Dec 12, 2025

ADNOC Rewards Credit Card Launches in UAE With Up to 15% Back

ADNOC Rewards Credit Card Launches in UAE With Up to 15% Back

ADNOC Distribution, First Abu Dhabi Bank (FAB) and Mastercard have launched the ADNOC Rewards Credit Card in the UAE — a high‑value co‑branded card that rewards everyday mobility and shopping with up to 15% value back.

The card is built around how people in the UAE move, spend and travel, giving outsized rewards on fuel, tolls, parking, groceries and even international purchases — all redeemable seamlessly through the ADNOC App for fuel, EV charging, car care and partner deals.

What You Earn With the New ADNOC Rewards Card

  • 15% value back on fuel, car care and Oasis by ADNOC store purchases
  • 3% back on parking and toll (Salik) payments
  • 1% back on domestic retail, including groceries
  • 2% back on international spending accepted anywhere Mastercard is accepted

Rewards also unlock automatic Gold Tier status in ADNOC Rewards, giving access to enhanced offers and benefits, while the World Mastercard tier brings premium travel perks like airport lounge access and travel insurance.

How It Compares to the FAB ADNOC Cashback Card

FAB previously offered an ADNOC Cashback Credit Card exclusively for ADNOC employees, which also delivered 15% cashback on ADNOC Oasis & fuel spend plus 3% on non‑AED spends and 1% on other retail. That card came with a monthly cashback cap (e.g., up to AED 200 on fuel rewards) and was restricted to qualifying employees only.

Key differences:

  • Eligibility: New ADNOC Rewards Card is open to the broader UAE market; the older FAB ADNOC Cashback Card was limited to ADNOC staff.
  • Redemption scope: ADNOC Rewards integrates directly into the ADNOC loyalty ecosystem for fuel, EV charging and partner offers — not just statement cashback.
  • Perks: The new card includes travel and lifestyle benefits via World Mastercard; the prior exclusive card focused more narrowly on cashback.

Quick Highlights

  • Strongest fuel rewards in market — 15% back on ADNOC network spend.
  • Broad everyday value — from parking and groceries to international use.
  • Gold Tier loyalty status and premium travel benefits included.

This launch marks one of the most compelling credit card value propositions in the UAE, especially for drivers and commuters who want to turn regular spending into real savings.

Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.

Frequently Asked Questions (FAQ)

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Any UAE resident who meets FAB’s credit requirements can apply. It's not limited to ADNOC employees.

Yes, as a World Mastercard, it includes airport lounge access, travel insurance, and hotel discounts.

The new card is open to the public, offers more flexible redemptions, and includes travel/lifestyle perks — not just cashback.

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products