Tabby has published its October 2026 cashback categories for the Tabby Card and the Tabby Cash Card. Each card has its own list, and three categories appear on both: Dining, Pharmacies and Petrol stations.
Both cards are free to hold. The Tabby Card's 5% rate needs a paid Tabby Plus subscription; the Tabby Cash Card pays 3% without one until 1 November 2026.
💳 Tabby Card: October 2026 Categories
With Tabby Plus, the Tabby Card pays 5% cashback on three categories you pick each month, on purchases in the UAE. Cashback is capped at AED 200 a month.
This month's list:
- Petrol stations
- Taxis
- Pharmacies
- Beauty & self-care
- Dining
Commuters get the most from Petrol stations and Taxis; Dining suits anyone who eats out often. Cashback is paid as Tabby balance, usable toward eligible Tabby payments. The Tabby Card cannot be used for international transactions.
💰 Tabby Cash Card: October 2026 Categories
The Tabby Cash Card pays 3% cashback on three categories you pick, and 3% on all international purchases without using a category slot. Cashback is capped at AED 200 a month and is added to your Tabby Cash balance at the end of the month.
This month's list:
- Groceries
- Dining
- Clothing & shoes
- Pharmacies
- Petrol stations
⚠️ From 1 November 2026: the 3% rate is for Tabby Plus subscribers only. Everyone else earns 1% on the same categories and on international spend. The AED 200 monthly cap does not change.
📊 Which Card for October?
Example: AED 1,500 a month across your three picks.
- Tabby Card with Tabby Plus: pick Petrol stations, Taxis and Dining. 5% of AED 1,500 is AED 75 cashback.
- Tabby Cash Card: pick Groceries, Dining and Petrol stations. 3% of AED 1,500 is AED 45 cashback, plus 3% on any international spend.
The Tabby Card pays the higher rate, but only with a paid Tabby Plus subscription. The Tabby Cash Card needs no subscription in October, earns on spending abroad, and is the only one of the two that rewards groceries this month.
| Feature | Tabby Card (Tabby Plus) | Tabby Cash Card |
|---|---|---|
Cashback rate | 5% | 3% |
Monthly cap | AED 200 | AED 200 |
October categories | Petrol stations, Taxis, Pharmacies, Beauty & self-care, Dining | Groceries, Dining, Clothing & shoes, Pharmacies, Petrol stations |
International cashback | ❌ Not usable abroad | ✅ 3% |
How you pay | Pay later, with optional splits | Prepaid, from your Tabby Cash balance |
| Feature | Tabby Card (Tabby Plus) | Tabby Cash Card |
|---|---|---|
Cashback rate | 5% | 3% |
Monthly cap | AED 200 | AED 200 |
October categories | Petrol stations, Taxis, Pharmacies, Beauty & self-care, Dining | Groceries, Dining, Clothing & shoes, Pharmacies, Petrol stations |
International cashback | ❌ Not usable abroad | ✅ 3% |
How you pay | Pay later, with optional splits | Prepaid, from your Tabby Cash balance |
✅ What to Know Before You Apply
- Category selection: you pick three categories for each card in the Tabby app, and you can change them each month.
- Cashback cap: both cards stop paying cashback at AED 200 a month.
- Eligibility: you need to be 18 or over and a UAE resident with a valid Emirates ID. Neither card has a minimum salary requirement.
- Tabby Plus: required for the Tabby Card's 5%, and for the Tabby Cash Card's 3% from 1 November 2026.
See the full details of the Tabby Card and the Tabby Cash Card, or compare them against your own spending in the credit card calculator.
Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.
