Download the Tabby app, sign up with your Emirates ID, and apply for the card. A virtual card is issued instantly, and the physical Visa card arrives in 7–10 business days.
Get notified about UAE latest credit card products
Get notified about UAE latest credit card products

Shop anywhere Visa is accepted in the UAE and split every purchase into 4 interest-free payments with Tabby. Tabby+ also earns up to 5% cashback on 3 dynamic monthly categories of your choice.
A quick check before you apply — the more boxes you tick, the smoother the approval.
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. Tabby Card expects a stable monthly salary monthly income.
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Tabby+ First Month Free
Enjoy full access to cashback rewards and universal Visa acceptance.
After the free trial, Tabby+ costs AED 49/month. Cancel anytime from the Tabby app. The free plan remains available with no monthly fee.
5%
cashback on 3 selected spending categories.
Pick your top 3 spending categories each month from the list Tabby offers in-app (rotating options such as travel, taxis, pharmacies, groceries, dining and more). Requires Tabby+ subscription. Monthly cashback cap of AED 200.
See full breakdownJuly Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
Welcome Offer: 75,000 Voyager Miles
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
Salary: AED 25,000+
No Annual Fee for the first year
Welcome Offer: 150,000 Voyager Miles
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Pay in 4
Split every purchase into 4 equal interest-free installments over 3 months.
25% is charged upfront, with the remaining 3 payments auto-debited from your linked card every 2 weeks. No interest is charged.
See full breakdownUp to 40 Days to Pay
Option to skip down payments with up to 40 days before your first payment is due.
Instant Virtual Card
Get a virtual Visa card instantly in the Tabby app. Physical card ships in 7–10 business days.
18
Minimum Age
Debit or Credit Card
Linked for payments
Free
Joining Fee
49AED
Monthly Fee
Free plan available with no monthly fee.
0%
Interest Rate
All purchases are interest-free.
*AED 15 after 15 days, AED 30 after 29 days, AED 60 after 43 days. Maximum total: AED 105 per missed payment.
Get answers to common questions about Tabby Card credit card
Similar cards
WIO BANK
Salary: AED 5,000+
No Annual Fee with Wio Plan
2% Cashback on all spends
0.5% Cashback on Other Credit Card Bills
Total Cashback up to AED 2,500/month
LIV DIGITAL BANK BY EMIRATES NBD
Salary: AED 5,000+
Free for life
Up to 2% Cashback on all spends
Instant redemption as Cashback or Miles
2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
FIRST ABU DHABI BANK (FAB)
Salary: AED 5,000+
No Annual Fee for the first year
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
Related Articles
Related Collections

Low Salary

Best pharmacy credit cards

Best Aster Pharmacy credit cards

Best Life Pharmacy credit cards

Best cosmetics credit cards

Best Sephora credit cards

Best coffee shop credit cards

Best Tim Hortons credit cards

Best Starbucks credit cards