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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutBlogBanksPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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Get notified about UAE latest credit card products

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Tabby Card

Joining Fee

Free

Monthly Fee

AED 49

Back to cards

Tabby Card

Shop anywhere Visa is accepted in the UAE and split every purchase into 4 interest-free payments. Earn up to 5% cashback on 3 dynamic monthly categories of your choice with Tabby+.

Apply nowApply for Tabby Card credit cardWebsiteVisit Tabby Card credit card website

Welcome offer

Tabby+ First Month Free

Enjoy full access to cashback rewards and universal Visa acceptance.

After the free trial, Tabby+ costs AED 49/month. Cancel anytime from the Tabby app. The free plan remains available with no monthly fee.

Rewards

5%

cashback on 3 selected spending categories.

Choose your top 3 categories each month (e.g. groceries, fuel, food delivery). Requires Tabby+ subscription. Monthly cashback cap of AED 200.

See full breakdown

1%

cashback on all Tabby Card purchases.

Earn cashback on every purchase made with your Tabby Card. Requires Tabby+ subscription. Monthly cashback cap of AED 200 across all categories.

See full breakdown

Rewards Calculator

0 AED
Per Year

You can earn this amount based on your monthly spends per category.

Apply NowApply for Tabby Card credit card

High Cashback Categories

Tabby+ subscribers pick 3 cashback categories each month; selections can be changed monthly from the Tabby app.

GROCERY, DINING, FUEL
OTHER SPENDS

June Spotlight

Liv by Emirates NBD

Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

See all
Liv by Emirates NBD logo
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features

Additional Benefits

Pay in 4

Split every purchase into 4 equal interest-free installments over 3 months.

25% is charged upfront, with the remaining 3 payments auto-debited from your linked card every 2 weeks. No interest is charged.

See full breakdown

Up to 40 Days to Pay

Option to skip down payments with up to 40 days before your first payment is due.

See full breakdown

Instant Virtual Card

Get a virtual Visa card instantly in the Tabby app. Physical card ships in 7–10 business days.

See full breakdown

Eligibility

18

Minimum Age

Debit or Credit Card

Linked for payments

Fees

Free

Joining Fee

49AED

Monthly Fee

Free plan available with no monthly fee.

0%

Interest Rate

All purchases are interest-free.

Late Fee (1st)AED 15*

*AED 15 after 15 days, AED 30 after 29 days, AED 60 after 43 days. Maximum total: AED 105 per missed payment.

Important Stuff

Card Key Facts Statement

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Card Terms & Conditions

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General Terms & Conditions

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Privacy Policy

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Cashback Merchant Category Codes

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Frequently Asked Questions

Get answers to common questions about Tabby Card credit card

Download the Tabby app, sign up with your Emirates ID, and apply for the card. A virtual card is issued instantly, and the physical Visa card arrives in 7–10 business days.

The Free plan lets you use the card at Tabby partner merchants with no fees. Tabby+ (AED 49/month) unlocks universal Visa acceptance anywhere, 5% cashback on 3 chosen categories, 1% on everything else, and priority 24/7 support.

No, the Tabby Card is currently available for UAE purchases only and cannot be used for international transactions.

Late fees apply: AED 15 after 15 days, AED 30 after 29 days, and AED 60 after 43 days (maximum AED 105 total). Your card will be paused until the overdue balance is cleared.

The interest-free spending limit is up to AED 10,000, with a daily limit of AED 10,000 and an annual limit of AED 120,000. Limits increase automatically with responsible usage.

No, there is no minimum salary requirement. Tabby does not require salary slips or bank statements. Eligibility is determined by your Tabby account history and internal assessment.

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Wio Credit Card Design
LIMITED OFFER

WIO BANK

Wio Credit Card

Salary: AED 5,000+

No Annual Fee with Wio Plan

2% Cashback on all spends

0.5% Cashback on Credit Card Bill Payments

Total Cashback up to AED 2,500/month

ExploreLearn more about Wio Credit Card credit card benefits and featuresApplyApply for Wio Credit Card credit card
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

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FAB Z Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Z Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

Free Careem Plus & Noon One for 1 year

20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more

No FX fees abroad

ExploreLearn more about FAB Z Credit Card credit card benefits and featuresApplyApply for FAB Z Credit Card credit card

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By Kredit
Jul 7, 2025

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