- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- None
Prepaid card
Tabby Cash Card
A free virtual Visa card that spends your Tabby Cash balance anywhere Visa is accepted, in the UAE and abroad.
Updated Sep 2026
≈ AED 2,400 potential value / year
Welcome offer
3% Cashback For Everyone Until 1 November 2026
All Tabby Cash customers earn the 3% rate during the launch period, with no subscription.
Limited time · valid till 31 Oct 2026After 1 November 2026 the 3% rate applies only to Tabby Plus subscribers and drops to 1% for everyone else. The AED 200 monthly cashback cap applies throughout.
See full breakdownRewards
3%
cashback on 3 categories you choose each month, and on international spend.
Choose 3 categories in the Tabby app and change them monthly. International purchases earn at the same rate. Cashback is credited to your Tabby cashback balance, which you move into Tabby Cash from the app, and is capped at AED 200 a month.
See full breakdown1%
on the same categories from 1 November 2026 without Tabby Plus.
The category and international earn continue at 1% for customers who do not subscribe to Tabby Plus. The AED 200 monthly cap is unchanged.
See full breakdownEligible categories
Pick any three each month, and change them monthly.
- Automotive
- Bookstores
- Car Rental
- Charity
- Cinema
- Cosmetics & Beauty
- Dining
- Duty Free
- Education
- Entertainment
- Fashion & Apparel
- Flights
- Florists
- Fuel
- Government
- Grocery
- Hotels
- Pharmacy
- Photo
- Real Estate
- Sports
- Taxi
- Telecom
- Transportation
- Travel
- Utilities
Rewards Calculator
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Answer a few quick questions and we'll match you to your best-fit UAE credit card — then help you check you qualify before you apply.
Eligibility
18
Minimum Age
UAE Residency
Valid Emirates ID required
UAE Mobile Number
Must match your Emirates ID
Documents ready
Emirates ID and identity documents
Have your Emirates ID and any identity documents requested by the provider ready. Identity verification and KYC checks still apply.
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Additional Benefits
Instant Virtual Visa Card
Issued in the Tabby app and usable anywhere Visa is accepted, in the UAE and abroad.
Issued as a virtual card. Add it to Apple Pay, Google Pay or Samsung Pay to tap in store.
See full breakdownFree Tabby Cash Account
Comes with a dedicated virtual IBAN and no minimum balance.
An e-money account under the Central Bank of the UAE's Stored Value Facility framework — not a bank account, and no overdraft, so you spend only what you top up. Free to top up from AED 1 by debit card, bank transfer, Apple Pay or Google Pay.
See full breakdownFree Instant Local Transfers
Send and receive money within the UAE with no transfer fee.
International transfers are handled in partnership with Lulu International Exchange, which charges up to AED 5.25 per transfer on a minimum transfer of AED 25.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
The card and account are free. Tabby Plus is a separate optional subscription at AED 59/month.
Free
Card Issuance Fee
International Transaction Fee2.5%*
*Applies to amounts spent in a currency other than AED. Transactions in AED are free.
Local Transfer FeeFree*
*Instant transfers within the UAE.
Chargeback Claim FeeAED 50*
*Charged only where a chargeback claim is decided against you.
Erroneous Transfer Recovery FeeAED 105*
*Charged when Tabby attempts to recover a transfer sent to incorrect beneficiary details. Recovery is not guaranteed.
Frequently Asked Questions
Get answers to common questions about Tabby Cash Card credit card
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