Wio Bank is running a limited-time cashback campaign for the Wio Personal Credit Card. New cardholders approved between 1 and 31 August 2026 who spend a cumulative AED 2,000 on Electronics, Travel or Dining by 30 September 2026 receive a flat AED 1,000 cashback, credited to their Wio Personal Account by 31 October 2026.
Offer at a Glance
- Card: Wio Personal Credit Card
- Cashback: AED 1,000 flat, capped at AED 1,000 per customer
- Acquisition window: New card approved 1–31 August 2026
- Qualifying spend: AED 2,000 cumulative on Electronics, Travel or Dining, by 30 September 2026 — no minimum per individual category
- Payout: Credited to the Wio Personal Account by 31 October 2026
- Standard cashback: Up to 2% on card spends and 0.5% on selected categories or other-bank bill payments continues to apply on top — see full rates and caps
- Annual fee: Free (the Wio Plan costs AED 49/month, waived at AED 35,000+ combined balance across Wio accounts)
- Minimum salary: AED 5,000
The AED 2,000 spend can be combined across all three categories. Qualifying merchants include restaurants, cafés, bars and fast-food outlets; electronics, computer and software stores and digital-goods platforms; and airlines, hotels, car rental agencies and travel agencies, as defined in Wio's official merchant category list.
What to Know Before You Apply
- Credit approval is at Wio Bank's sole discretion.
- Cancelled or refunded transactions don't count toward the AED 2,000 spend requirement or the cashback.
- The offer doesn't apply if the Wio Personal Account or credit card is closed on or before the cashback payout date.
- Standard subscription-plan cashback terms continue to apply alongside this campaign.
- Wio Bank can modify or cancel the campaign at any time without notice.
Ready to Apply?
New applicants have until 31 August 2026 to get approved and lock in the offer. See full card terms on the Wio Credit Card page, or compare it against other cashback cards.
Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.
