Team spend tools in the UAE
Compare cards, controls and integrations for managing employee spending, with each published fact linked to its provider source. Review official pricing.
7 solutions for team spend
Digital business bank account
Wio Business
App-based business accounts, transfers and team expense tools.
- Business accounts
- Team spend
- International payments
Payment acceptance and spend
Mamo
Links, checkout and team spend controls for UAE businesses.
- Payment gateways
- Online payments
- Payment links
- Team spend
Corporate cards, expenses and partner-issued account
Alaan
Employee cards and expenses; optional paid Ruya-issued business account.
- Business accounts
- Team spend
Corporate cards and spend management
Qashio
Prepaid team cards, expenses and payables with tiered user and card limits.
- Team spend
Corporate spend and partner-issued account
Pemo
Team cards and expense controls with a separately paid Ruya-issued UAE business account.
- Business accounts
- Team spend
Corporate cards and spend management
Pluto
Prepaid team cards, expense and procurement controls for UAE businesses.
- Team spend
Corporate cards and expenses
Xpence
UAE prepaid corporate cards with budgets, receipts and approvals.
- Team spend
Compare published facts
Facts are linked to the provider sources reviewed for this comparison.
| Provider | Plan fee | Cards |
|---|---|---|
| Wio Business | Not verified | Primary and virtual cards included; replacement chargedWio Business fee schedule (Sep 2026) |
| Mamo | Not verified | Corporate cards with approval and spend controlsMamo pricing and team spend |
| Alaan | Starter free; Premium AED 499/month; optional Ruya account AED 79/monthAlaan plans and pricing | NymCard-issued prepaid employee cardsAlaan SuperCard key facts statement |
| Qashio | Lite free; Plus USD 125/month; Premium USD 250/month; Business+ USD 500/month, paid tiers billed annuallyQashio plans and pricing | Lite six virtual; Plus twenty; Premium 125; Business+ 500Qashio plans and pricing |
| Pemo | Starter free; Premium AED 399/month; Enterprise from AED 1,500/monthPemo current spend plans | Unlimited physical and virtual cards on current spend plansPemo current spend plans |
| Pluto | Free card tier; Growth USD 99/month prepaid; Enterprise customPluto card key facts statement | Free card tier: five card users; Growth: thirty includedPluto card key facts statement |
| Xpence | UAE KFS platform subscriptions: AED 95, 365 or 495 per monthXpence UAE card key facts statement | Physical and virtual prepaid cardsXpence UAE card key facts statement |