Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.
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Compare and explore welcome bonus credit cards from ADCB in the UAE. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.
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Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

9 cards in the UAE
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
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Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.
Free for life
Up to 2% Cashback on all spends
Instant redemption as Cashback or Miles
2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Salary: AED 15,000+
Annual Fee: AED 735
Up to 4% Cashback on all spends
Instant redemption as Cashback or Miles
3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Salary: AED 5,000+
Free for life
6% cashback at Union Coop
2% on domestic dining and fuel
1% on intl and domestic retail
No Annual Fee for the first year
Welcome Bonus: up to AED 1,200
10% back as Shukrans on spends at Shukran brands
Up to 1.5% back as Shukrans on all other spends
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
35% cashback on talabat orders (as talabat credit)
1.25% cashback on other spends (as talabat credit)
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
Annual Fee: AED 383.25
6% cashback on dining (including online food orders)
5% cashback on groceries
3% cashback on utilities, telecom, fuel and Salik
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 20,000+
Annual Fee: AED 1,575
10% Cashback on airline tickets
10% Cashback on hotel stays
1.5% Cashback on all domestic spends
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 40,000+
Annual Fee: AED 2,625
Welcome Bonus: 60,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per 1 USD
Up to 4 class upgrade vouchers
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 20,000+
Annual Fee: AED 1,050
Welcome Bonus: 35,000 Etihad Guest Miles
Up to 2 Etihad Guest Miles per 1 USD
Up to 2 class upgrade vouchers
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
Annual Fee: AED 525
Welcome Bonus: 12,000 Etihad Guest Miles
Up to 1.25 Etihad Guest Miles per 1 USD
1,000 Etihad Guest Miles monthly bonus
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 40,000+
Annual Fee: AED 1,050
15,000 Touchpoints for spends of AED 15,000
Hotels.com Voucher for 2 nights stay
20% off on talabat orders
ABU DHABI COMMERCIAL BANK (ADCB)
Salary: AED 8,000+
No Annual Fee for the First Year
10,000 Touchpoints for spends of AED 10,000
Vox Cinema Buy one Get one offer
20% off on talabat orders
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Common questions about Best ADCB Welcome bonus Credit Cards in the UAE