Liv Credit Cards

AED 5,000 a month for the Liv Cashback Credit Card and the Liv Tamayaz Platinum Card, and AED 15,000 for the Liv Cashback+ Credit Card and the Liv Tamayaz World Card. The Liv Visa Platinum Debit Card has no salary requirement, because it comes with the account rather than a credit line.

Yes. Liv does not require a salary transfer for its credit cards — the salary figure is an income threshold, not a condition on where your salary is paid. Transferring your salary to a Liv Primary Account waives that account's AED 25 monthly fee and raises the Goal Account rate on Liv Max, but it is not an eligibility requirement for the cards.

Pick Liv Cashback or Cashback+ for broad cashback and miles flexibility, and choose Tamayaz cards if Union Coop rewards are your top priority. Compare annual fee, salary requirement, and cashback caps to decide.

Yes. The Liv Primary Account is a fully digital current account opened from the Liv X app in minutes, with a free debit card, instant IBAN, and no branch visit required. See the Liv Primary Account page on Kredit for full fees and eligibility.

There's no minimum salary requirement for the Liv Primary Account — it's open to anyone with a valid Emirates ID who's a UAE resident aged 18 or over.

The Liv Primary Account charges AED 25/month, waived with a monthly salary transfer of AED 5,000+, debit card spend of AED 2,500+, an active Liv Credit Card, or an average monthly balance of AED 3,000. Students under 24 are always exempt.