Kredit
ADCB Talabat Credit Card

ADCB Talabat Credit Card

Enjoy discounts and rewards on your talabat orders and beyond!

Welcome offer

Welcome Bonus

Get AED 500 as talabat credit after spending AED 2,500 within 45 days of card issuance.

Credited to the primary cardholder’s talabat Pay account within 90 days; one-time reward.

Rewards

35%

back on talabat orders

35% back on first 10 talabat orders monthly as talabat credit. Max AED 35 per order, AED 350 per month. From June 2025, requires AED 2,500 monthly spend, otherwise earns 1.25% back.

1.25%

on all other retail purchases

0.35%

on special domestic categories and UK/Europe purchases

Fuel, education, government services, telecom, etc. domestically. For UK/Europe, classification of EEA merchants follows MasterCard guidelines.

Additional Benefits

Unlimited Free Delivery

on talabat pro orders (min AED 50 on food or AED 100 on groceries/pharmacy).

Airport Lounge Access

Unlimited complimentary access to 20+ lounges worldwide.

Booking.com Cashback

Up to 10% cashback on eligible bookings via booking.com/mastercardmea.

Cleartrip Discounts

8% off on air tickets and hotel bookings with Cleartrip using promo code MCPLATINUM.

Easy Payment Plans

Convert purchases, balances, or credit card loans into 0% instalments.

Eligibility

21

Minimum Age

5,000AED

Minimum Income

3,500AED

Minimum Credit Limit

Fees

Free

Annual Fee

3.69%

Monthly interest rate

AED 288.75

Overlimit fee

Late Payment feeAED 241.5
Cash Advance Fee3.15%*

*3.15% or AED 105 (whichever is higher)

Credit Shield1.0395%*

*of outstanding at billing cycle

International Transaction Fee (non-AED currency)2.99%
International Transaction Fee (AED currency)2.1%
Temporary Credit Limit Increase FeeAED 52.5
Foreclosure FeeAED 210*

*Balance Transfer/Credit Card Loan/Installment Plans

Installment Processing FeeAED 52.5
Card Replacement FeeAED 78.75

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