ADCB Talabat Credit Card
Enjoy discounts and rewards on your talabat orders and beyond!
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 5,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. ADCB Talabat Credit Card expects AED 5,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Welcome Bonus
Get AED 500 as talabat credit after spending AED 2,500 within 45 days of card issuance.
Credited to the primary cardholder’s talabat Pay account within 90 days; one-time reward.
Rewards
35%
back on talabat orders
35% back on first 10 talabat orders monthly as talabat credit. Max AED 35 per order, AED 350 per month. From June 2025, requires AED 2,500 monthly spend, otherwise earns 1.25% back.
1.25%
on all other retail purchases
0.35%
on reduced-rate domestic categories and UK / EEA spend
Domestic: fuel, education, government, real estate, telecom, charity, transport, supermarkets, auto dealers, insurance. UK / EEA classification follows MasterCard guidelines.
Rewards Calculator
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Unlimited Free Delivery
on talabat pro orders (min AED 50 on food or AED 100 on groceries/pharmacy).
Airport Lounge Access
Unlimited complimentary access to 20+ lounges worldwide.
Booking.com Cashback
Up to 10% cashback on eligible bookings via booking.com/mastercardmea.
Cleartrip Discounts
8% off on air tickets and hotel bookings with Cleartrip using promo code MCPLATINUM.
Easy Payment Plans
Convert purchases, balances, or credit card loans into 0% instalments.
Eligibility
21
Minimum Age
5,000AED
Minimum Income
3,500AED
Minimum Credit Limit
Fees
Free
Annual Fee
3.69%
Monthly interest rate
288.75AED
Overlimit fee
Late Payment feeAED 241.5
Cash Advance Fee3.15%*
*3.15% or AED 105 (whichever is higher)
Credit Shield1.0395%*
*of outstanding at billing cycle
International Transaction Fee (non-AED currency)2.99%
International Transaction Fee (AED currency)2.1%
Temporary Credit Limit Increase FeeAED 52.5
Foreclosure FeeAED 210*
*Balance Transfer/Credit Card Loan/Installment Plans
Installment Processing FeeAED 52.5
Card Replacement FeeAED 78.75
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1,000 Etihad Guest Miles monthly bonus
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No Annual Fee
8 LuLu Points per AED 1 spent at LuLu stores
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Hotels.com Voucher for 2 nights stay
20% off on talabat orders
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Vox Cinema Buy one Get one offer
20% off on talabat orders
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