What is the Emirates NBD noon One credit card?

The Emirates NBD noon One Visa Credit Card is a co-branded credit card that earns noon Credits on every spend. It pays 20% back on noon Food, 10% on noon NowNow, 5% on noon, Namshi and supermall, and 1% on most other spends — credited as noon Credits redeemable across the noon ecosystem. The card has no annual fee and a AED 5,000 minimum salary requirement.

What is the monthly noon Credits limit on the noon One card?

You can earn up to AED 2,000 in noon Credits per month across all eligible spends combined. Once you hit the cap in a calendar month, further spends in that month do not earn additional noon Credits. The cap resets at the start of each new month.

How do noon Credits work and how do I redeem them?

noon Credits accrue automatically on eligible spends and are credited to your noon wallet, typically within a few days of the statement cycle. 1 noon Credit equals AED 1 in face value and can be applied at checkout across the noon ecosystem (noon.com, noon Food, noon NowNow, Namshi, supermall). Credits do not convert to cash or statement credit.

What is the minimum salary for the Emirates NBD noon One credit card?

The minimum salary is AED 5,000 per month. You also need to be a UAE resident aged 21+ with a clear AECB credit history. Final approval is subject to Emirates NBD's underwriting checks.

Does the noon One credit card have an annual fee?

No. Emirates NBD lists both the joining fee and the annual fee as free — the card is free for life, with no waiver condition or spend threshold required.

What is the welcome bonus on the noon One credit card and how do I qualify?

New-to-card customers earn AED 500 in noon Credits when they spend AED 5,000 on the card within the first two months from card issuance. The bonus is credited to your noon wallet after the spend condition is met. Existing Emirates NBD credit card holders may not be eligible.

How do I apply for the Emirates NBD noon One credit card?

Pre-apply on Kredit in two minutes — we'll confirm you meet the AED 5,000 salary, UAE residency, and age requirements, then route you to the Emirates NBD application. You'll be asked for your Emirates ID, passport, salary certificate or recent bank statements, and salary account IBAN. Approval typically takes 3–7 working days.

How do I activate the Emirates NBD noon One credit card?

After delivery, activate via the Emirates NBD Mobile Banking app (recommended), Online Banking, the Phone Banking line on the card sticker, or by visiting a branch. You'll be prompted to set a PIN before the first transaction. The card needs to be activated before any noon Credits can be earned.

Does the Emirates NBD noon One credit card have airport lounge access?

No. The noon One card is a no-annual-fee Visa Platinum tier and does not include complimentary lounge access. For lounge access, look at higher-tier ENBD products such as the Skywards Infinite or a Visa Infinite card with Priority Pass.

Which spends earn 20%, 10%, 5% and 1% on the noon One credit card?

20% applies to noon Food (food-delivery orders). 10% applies to NowNow (noon's grocery/quick-commerce service). 5% applies to noon, Namshi and supermall. 1% applies to most other UAE spends. Reduced 0.3% applies to telecom, insurance, groceries, fuel, education, government, utilities and transit. All earnings count toward the shared AED 2,000/month noon Credits cap.

Is the Emirates NBD noon One credit card free for life?

Yes. There is no joining fee, no annual fee, and no spend-based waiver condition. You will pay standard charges only if you carry a balance (interest), make foreign-currency transactions, or use cash advances — those fees apply to all UAE credit cards.

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Joining Fee

Free

Annual Fee

Free

Minimum Salary

AED 5,000

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Emirates NBD noon One Visa Credit Card

The Emirates NBD noon One Visa Credit Card earns up to 20% back as noon Credits on noon Food, 10% on noon NowNow and 5% on noon, Namshi and supermall — capped at AED 2,000/month. No annual fee, AED 5,000 minimum salary, and a AED 500 welcome bonus for new-to-card customers who spend AED 5,000 in the first two months.

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Welcome offer

AED 500 welcome bonus

AED 500 when you spend AED 5,000 in the first two months.

Applicable only for new-to-bank or new-to-card customers who meet the AED 5,000 spend requirement within the first two months.

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Rewards

20%

back as noon Credits on noon Food.

Earn noon Credits on eligible noon Food orders, subject to the overall AED 2,000 monthly noon Credits cap.

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10%

back as noon Credits on NowNow.

Earn noon Credits on eligible NowNow orders, subject to the overall AED 2,000 monthly noon Credits cap.

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back as noon Credits on noon, Namshi and supermall.

noon Minutes also includes a 15% instant discount on non-electronics for up to 5 orders per month, capped at AED 30 per order, plus 5% noon Credits.

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back as noon Credits on other spends.

Selected categories earn 0.3%, including insurance, groceries, fuel, education, government, utilities, telecom, and transit.

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Rewards Calculator

0 AED

Per Year

You can earn this amount based on your monthly spends per category.

NOON FOOD

NOWNOW

NOON / NAMSHI / SUPERMALL

TELECOM, ENTERTAINMENT +8 MORE

OTHER SPENDS

Additional Benefits

VOX Cinemas offer

Buy 1 get 1 free on up to 3 VOX tickets per month.

Up to 3 tickets per month when you spend AED 3,500 monthly on the card.

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Frequently Asked Questions

Get answers to common questions about Emirates NBD noon One Visa Credit Card credit card

Headline benefits: (1) up to 20% back as noon Credits on noon Food, 10% on NowNow, 5% on noon/Namshi/supermall, 1% on other spends; (2) AED 500 welcome bonus for new-to-card customers who spend AED 5,000 in the first two months; (3) buy-one-get-one VOX Cinemas tickets up to 3 per month at AED 3,500+ monthly spend; (4) free for life — no joining fee, no annual fee; (5) Bon Appetit dining offers and LiveWell fitness/wellness discounts.