Emirates Skywards and Etihad Guest are the two airline loyalty programmes UAE-issued travel cards actually earn into. The ENBD Skywards Infinite earns Skywards Miles directly on Emirates and flydubai spend; the ADCB Etihad Guest Infinite earns Etihad Guest Miles directly on Etihad spend. Both convert at broadly similar rates for flight redemptions, so the decision is less about which programme pays better and more about which airline you fly.



