ENBD Skywards Infinite vs ADCB Etihad Guest Infinite: which is better in the UAE? (2026)

On flight redemptions, a Skywards Mile and an Etihad Guest Mile currently benchmark at about the same AED 0.044 — so the deciding factor is which airline you actually fly. A mile in a programme whose airline you never use is worth far less than the redemption-rate table suggests. Use the miles-to-AED calculator to check your actual balance.

No — the two programmes aren't interchangeable. Skywards Miles redeem on Emirates, flydubai and Skywards partner airlines; Etihad Guest Miles redeem on Etihad and its own partner network. Pick the card that matches the airline you fly, not the one with the marginally higher headline earn rate.

Both cards run welcome-bonus miles after an initial spend threshold — check the live spec table above for the current offer on each, as bonus terms change periodically.

Both are premium Infinite-tier cards aimed at higher earners. The live spec table above shows the current minimum salary for each — confirm it before applying, since requirements can change.

Yes — if you don't fly either airline consistently, a flexible cashback card (or a card that lets you convert cashback to miles, like Liv Cashback) usually delivers more usable value than a single-airline miles card you rarely redeem.

On AED 5,000 a month of travel and flights, ADCB Etihad Guest Infinite earns AED 180 against AED 110. It keeps more over the year too, AED 7,793 against AED 4,382, after each card's annual fee.

On AED 3,800 a month of fuel and commuting, ADCB Etihad Guest Infinite earns AED 68 against AED 5. It keeps more over the year too, AED 1,964 against AED 344, after each card's annual fee.

On AED 6,360 of foreign spend a month, ADCB Etihad Guest Infinite charges 4.14%, which comes to AED 3,160 a year. ENBD Skywards Infinite charges 3.14%, which comes to AED 2,396 a year. The charge is not what decides it: ADCB Etihad Guest Infinite earns more on that spend and keeps AED 1,121 a year against AED 175.