ENBD Skywards Infinite Credit Card

Up to 100,000 Skywards Miles: 35,000 on payment of the joining fee, 40,000 on minimum USD 25,000 spend within the first 3 billing statements, and 25,000 on minimum USD 7,500 spend on emirates.com or an Emirates UAE sales office within the first 12 billing statements. The card must be POS-activated and miles are payable in year 1 only.

The annual fee can only be waived by enrolling in the optional Skywards Express Miles add-on, which costs AED 262.50 per month and replaces the annual fee with a 50% extra-miles benefit on non-Emirates.com spend, capped at 4,000 bonus miles per statement.

Unlimited complimentary access to over 1,000 airport lounges worldwide via Visa Airport Companion. You must register in the Visa Airport Companion app before your first lounge visit.

Yes. Emirates NBD states both the golf and cinema benefits require minimum spend criteria, but has not published the exact threshold amounts.

You need a minimum monthly salary of AED 30,000, must be at least 21 years old, and must be a UAE resident. These are Emirates NBD's published eligibility criteria for this card, on top of standard bank credit checks.

Rates step down by spend type: 0.5 miles per AED 1 on Emirates and flydubai bookings, 0.4 on international spend outside the UAE, 0.25 on other UAE retail spend (capped at AED 100,000 per statement), 0.068 on grocery, insurance and automotive spend, and 0.0272 on government, utilities, education, telecom, real estate, fuel and transportation spend.