Both cards reward UAE travellers, but they sit at different price points and use different currencies. The ENBD Voyager World earns Voyager Miles with no annual fee and a large welcome bonus, and it opens at a lower salary tier. The ADCB Traveller is a paid card that pays travel cashback on flights and hotels and bundles Expedia and Careem partner offers. The real question is whether you want miles for free or are happy to pay a fee for travel cashback.
Card face-off
ENBD Voyager World vs ADCB Traveller Credit Card: which is better in the UAE? (2026)
Voyager World earns Voyager Miles with no annual fee on a lower salary tier; ADCB Traveller pays travel cashback on flights and hotels but charges a yearly fee.
Abu Dhabi Commercial Bank (ADCB)
ADCB Traveller Credit Card
ENBD Voyager World Credit Card vs ADCB Traveller Credit Card compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|---|
 | Free | Free | AED 12,000 | Voyager Miles on travel-portal bookings, a large welcome bonus and lounge access — with no annual fee. |
| AED 1,575 | AED 1,575 | AED 20,000 | Travel cashback on airline tickets and hotel stays, plus Expedia and Careem partner offers. |
| Card | Annual fee | Joining fee | Min. salary | Why it stands out |
|---|---|---|---|---|
| Free | Free | AED 12,000 | Voyager Miles on travel-portal bookings, a large welcome bonus and lounge access — with no annual fee. |
| AED 1,575 | AED 1,575 | AED 20,000 | Travel cashback on airline tickets and hotel stays, plus Expedia and Careem partner offers. |
ENBD Voyager World Credit Card
Annual feeFree
Joining feeFree
Min. salaryAED 12,000
HighlightVoyager Miles on travel-portal bookings, a large welcome bonus and lounge access — with no annual fee.
ADCB Traveller Credit Card
Annual feeAED 1,575
Joining feeAED 1,575
Min. salaryAED 20,000
HighlightTravel cashback on airline tickets and hotel stays, plus Expedia and Careem partner offers.
Which card earns more on your spend?
Adjust your monthly spending to see how cashback changes across cards.
Emirates NBD
ENBD Voyager World Credit Card
Voyager Miles
Voyager Travel Portal
15%
AED 0
15% · AED 0
Voyager Travel Portal
1.5%
AED 0
1.5% · AED 0
Travel
7.5%
AED 0
7.5% · AED 0
Travel
1.5%
AED 0
1.5% · AED 0
Flights, Hotels
7.5%
AED 0
7.5% · AED 0
Flights, Hotels
10%
AED 0
10% · AED 0
Grocery, Automotive, Dining
0.31%
AED 0
0.31% · AED 0
Grocery, Automotive, Dining
1.5%
AED 0
1.5% · AED 0
Fuel, Transportation +6 more
0.13%
AED 0
0.13% · AED 0
Fuel, Transportation +6 more
0.5%
AED 0
0.5% · AED 0
Insurance
0.31%
AED 0
0.31% · AED 0
Insurance
0.5%
AED 0
0.5% · AED 0
Other Spends
1.25%
AED 0
1.25% · AED 0
Other Spends
1.5%
AED 0
1.5% · AED 0
Annual Fee
Free
Annual Fee
– AED 1,575
Total
+ AED 0
Total
– AED 1,575
Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.
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Who wins each category
Miles on travel-portal bookings
ENBD Voyager World Credit Card
Earns accelerated Voyager Miles per AED on the ENBD Voyager Travel Portal.
Flights & hotels cashback (direct)
ADCB Traveller Credit Card
Pays travel cashback on airline tickets and hotel stays.
Cost to hold (annual fee)
ENBD Voyager World Credit Card
No annual fee, so rewards are pure value with no fee to earn back.
Accessibility (lower salary)
ENBD Voyager World Credit Card
Opens at a lower minimum salary than the premium Traveller.
Welcome bonus
ENBD Voyager World Credit Card
Large Voyager Miles welcome bonus after the first-spend threshold.
The verdict
Pick the Voyager World if you want a travel card that costs nothing to hold — it earns Voyager Miles on travel-portal bookings, hands over a large welcome bonus, and unlocks at a lower salary than the Traveller, so the miles are pure value with no fee to earn back. Pick the ADCB Traveller if your travel spend is high enough that travel cashback on flights and hotels, plus the Expedia and Careem offers, outweighs its annual fee. For most occasional and mid-tier travellers the free Voyager World is the safer pick; heavy flight-and-hotel spenders who book directly can make the paid Traveller pay for itself. Model your real monthly travel spend in the calculator above before deciding.
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ENBD Voyager World Credit Card
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ENBD Voyager World Credit Card vs ADCB Traveller Credit Card: FAQ
Common questions about choosing between ENBD Voyager World Credit Card and ADCB Traveller Credit Card.