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Kredit

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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

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ENBD Voyager World Elite vs ADCB Traveller Credit Card: which is better in the UAE? (2026)

Voyager World Elite maximises miles on travel-portal bookings with airport perks; ADCB Traveller pays travel cashback on flights and hotels with Expedia and Careem offers.

Emirates NBD

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

See full details

Abu Dhabi Commercial Bank (ADCB)

ADCB Traveller Credit Card

ADCB Traveller Credit Card

ApplyApply for ADCB Traveller Credit Card credit cardSee full details

Two premium UAE travel cards, two reward currencies. The ENBD Voyager World Elite is built around Voyager Miles — up to 12 per AED on the travel portal — a large welcome bonus and a stack of airport perks. The ADCB Traveller pays travel cashback on flights and hotels and bundles Expedia and Careem partner offers. Both carry a salary requirement and a fee, so the decision comes down to how you book travel and which rewards you'll actually use.

ENBD Voyager World Elite Credit Card vs ADCB Traveller Credit Card compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeJoining feeMin. salaryWhy it stands out
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575FreeAED 25,000Up to 12 Voyager Miles per AED on the travel portal, a large welcome bonus, and airport transfers and lounge access.
ADCB Traveller Credit Card
ADCB Traveller Credit Card
AED 1,575AED 1,575AED 20,000Travel cashback on airline tickets and hotel stays, plus Expedia and Careem partner offers.
CardAnnual feeJoining feeMin. salaryWhy it stands out
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575FreeAED 25,000Up to 12 Voyager Miles per AED on the travel portal, a large welcome bonus, and airport transfers and lounge access.
ADCB Traveller Credit Card
ADCB Traveller Credit Card
AED 1,575AED 1,575AED 20,000Travel cashback on airline tickets and hotel stays, plus Expedia and Careem partner offers.
ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

Annual feeAED 1,575
Joining feeFree
Min. salaryAED 25,000
HighlightUp to 12 Voyager Miles per AED on the travel portal, a large welcome bonus, and airport transfers and lounge access.
ADCB Traveller Credit Card

ADCB Traveller Credit Card

Annual feeAED 1,575
Joining feeAED 1,575
Min. salaryAED 20,000
HighlightTravel cashback on airline tickets and hotel stays, plus Expedia and Careem partner offers.

Which card earns more on your spend?

Adjust your monthly spending to see how cashback changes across cards.

ENBD Voyager World Elite Credit Card

Emirates NBD

ENBD Voyager World Elite Credit Card

Voyager Miles
ADCB Traveller Credit Card

Abu Dhabi Commercial Bank (ADCB)

ADCB Traveller Credit Card

ApplyApply for ADCB Traveller Credit Card credit card
Voyager Travel Portal
30%
AED 0
30% · AED 0
Voyager Travel Portal
1.5%
AED 0
1.5% · AED 0
Travel
15%
AED 0
15% · AED 0
Travel
1.5%
AED 0
1.5% · AED 0
Flights, Hotels
15%
AED 0
15% · AED 0
Flights, Hotels
10%
AED 0
10% · AED 0
Grocery, Automotive, Dining
0.63%
AED 0
0.63% · AED 0
Grocery, Automotive, Dining
1.5%
AED 0
1.5% · AED 0
Fuel, Transportation +6 more
0.25%
AED 0
0.25% · AED 0
Fuel, Transportation +6 more
0.5%
AED 0
0.5% · AED 0
Insurance
0.63%
AED 0
0.63% · AED 0
Insurance
0.5%
AED 0
0.5% · AED 0
Other Spends
2.5%
AED 0
2.5% · AED 0
Other Spends
1.5%
AED 0
1.5% · AED 0
Annual Fee
– AED 1,575
Annual Fee
– AED 1,575
Total
– AED 1,575
Total
– AED 1,575

Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.

Compare any UAE cards

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Add more cards, adjust every spending category, and see exactly how much cashback and rewards each UAE credit card earns on your real monthly spend.

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Who wins each category

Miles on travel-portal bookings

ENBD Voyager World Elite Credit Card

Earns the highest Voyager Miles rate per AED on portal bookings.

Flights & hotels cashback (direct)

ADCB Traveller Credit Card

Pays travel cashback on airline tickets and hotels booked directly.

Welcome bonus

ENBD Voyager World Elite Credit Card

Large Voyager Miles bonus after meeting the first-spend threshold.

Partner offers (Expedia, Careem)

ADCB Traveller Credit Card

Bundled Expedia and Careem benefits aimed at travellers.

Airport & lounge perks

ENBD Voyager World Elite Credit Card

Airport transfers, meet-and-greet, fast track and lounge access bundled in.

The verdict

Choose the Voyager World Elite if most of your travel runs through the ENBD Voyager Travel Portal — it earns the highest Voyager Miles rate per AED here and layers airport transfers, meet-and-greet, fast-track and lounge access on top, with a large welcome bonus to start. Choose the ADCB Traveller if you book flights and hotels directly and prefer travel cashback you don't have to route through a portal, plus the Expedia and Careem offers. Portal-first, miles-maximising travellers lean Voyager; direct-booking, cashback-minded travellers lean ADCB Traveller. Both are paid cards, so model your real monthly travel spend in the calculator above to see which earns back its fee fastest.

Ready to choose?

Apply online in minutes — no branch visit needed.

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

ADCB Traveller Credit Card

ADCB Traveller Credit Card

ApplyApply for ADCB Traveller Credit Card credit card

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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ENBD Voyager World Elite Credit Card vs ADCB Traveller Credit Card: FAQ

Common questions about choosing between ENBD Voyager World Elite Credit Card and ADCB Traveller Credit Card.

On bookings through the ENBD Voyager Travel Portal, the Voyager World Elite earns the highest miles rate per AED. For airline tickets and hotels booked directly, the ADCB Traveller's travel cashback can come out ahead. Model your real travel spend in the calculator above to see the gap.

The ADCB Traveller bundles Expedia and Careem partner offers, making it the stronger pick if those partners matter to you. The Voyager World Elite leans on its miles earn rate, large welcome bonus and airport perks instead.

The Voyager World Elite bundles airport transfers, meet-and-greet, fast-track and lounge access, making it the stronger choice for premium airport experiences. Confirm the current lounge benefit on the ADCB Traveller's details page too.

Both are premium travel cards aimed at higher earners. The live spec table above shows the current minimum salary for each — check it before applying, since requirements can change.

Each pays off at a different spend pattern: the Voyager World Elite when you book heavily through the Voyager portal, the ADCB Traveller when your direct flight-and-hotel spend earns enough cashback to cover the fee. Model your real travel spend in the calculator above to see your net value after fees.

If you almost always book airlines and hotels directly, the ADCB Traveller's travel cashback is easier to capture. The Voyager World Elite's top earn rate needs you to book through the ENBD Voyager Travel Portal to shine.