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AboutUnlock my cardsOffersBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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ENBD Voyager World vs ENBD Voyager World Elite: which is better in the UAE? (2026)

Voyager World is free for life with a solid earn rate; World Elite doubles the earn rate and adds airport Meet & Greet and Fast Track — but it only pays off if you'll actually use those perks.

Emirates NBD

ENBD Voyager World Credit Card

ENBD Voyager World Credit Card

See full details

Emirates NBD

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

See full details

Both cards earn the same Voyager Miles currency, redeemable at a fixed AED 0.01 per Mile through the ENBD Voyager Travel Portal. The difference is earn rate, annual fee, minimum salary, and a handful of airport perks exclusive to World Elite.

ENBD Voyager World Credit Card vs ENBD Voyager World Elite Credit Card compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeJoining feeMin. salaryWhy it stands out
ENBD Voyager World Credit Card
ENBD Voyager World Credit Card
FreeFreeAED 12,000Free for life with a AED 12,000/month salary minimum and 6 Miles/AED on the Voyager Travel Portal.
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575FreeAED 25,000Double the Miles earn rate on the portal, plus exclusive Airport Meet & Greet and Fast Track — for a AED 1,575 annual fee from year two.
CardAnnual feeJoining feeMin. salaryWhy it stands out
ENBD Voyager World Credit Card
ENBD Voyager World Credit Card
FreeFreeAED 12,000Free for life with a AED 12,000/month salary minimum and 6 Miles/AED on the Voyager Travel Portal.
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575FreeAED 25,000Double the Miles earn rate on the portal, plus exclusive Airport Meet & Greet and Fast Track — for a AED 1,575 annual fee from year two.
ENBD Voyager World Credit Card

ENBD Voyager World Credit Card

Annual feeFree
Joining feeFree
Min. salaryAED 12,000
HighlightFree for life with a AED 12,000/month salary minimum and 6 Miles/AED on the Voyager Travel Portal.
ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

Annual feeAED 1,575
Joining feeFree
Min. salaryAED 25,000
HighlightDouble the Miles earn rate on the portal, plus exclusive Airport Meet & Greet and Fast Track — for a AED 1,575 annual fee from year two.

Which card earns more on your spend?

Adjust your monthly spending to see how cashback changes across cards.

ENBD Voyager World Credit Card

Emirates NBD

ENBD Voyager World Credit Card

Voyager Miles
ENBD Voyager World Elite Credit Card

Emirates NBD

ENBD Voyager World Elite Credit Card

Voyager Miles
Voyager Travel Portal
6%
AED 0
6% · AED 0
Voyager Travel Portal
12%
AED 0
12% · AED 0
Flights, Hotels, Travel
3%
AED 0
3% · AED 0
Flights, Hotels, Travel
6%
AED 0
6% · AED 0
Grocery, Insurance +2 more
0.13%
AED 0
0.13% · AED 0
Grocery, Insurance +2 more
0.25%
AED 0
0.25% · AED 0
Fuel, Transportation +6 more
0.05%
AED 0
0.05% · AED 0
Fuel, Transportation +6 more
0.1%
AED 0
0.1% · AED 0
Other Spends
0.5%
AED 0
0.5% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Airport Lounge Access
AED 1,472
Airport Lounge Access
AED 2,208
Golf
—
Golf
—
Cinema Offers
AED 528
Cinema Offers
AED 528
Airport Transfers
—
Airport Transfers
—
Valet Parking
AED 1,200
Valet Parking
AED 1,200
Global eSIM
AED 37
Global eSIM
AED 74
OneVasco Visa Services
AED 337
OneVasco Visa Services
AED 650
Annual Fee
Free
Annual Fee
– AED 1,575
Total
+ AED 3,574
Total
+ AED 3,085

Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.

Compare any UAE cards

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Who wins each category

No annual fee

ENBD Voyager World Credit Card

Free for life at any qualifying salary — no fee to weigh against usage.

Miles earn rate

ENBD Voyager World Elite Credit Card

Doubles World's rate across the board — 12 vs 6 Miles/AED on the portal alone.

Airport perks

ENBD Voyager World Elite Credit Card

Exclusive Meet & Greet and Fast Track that World doesn't offer at any spend level.

The verdict

Voyager World is free for life and earns a respectable 6 Miles/AED on the portal — a reasonable default for anyone who wants Miles without weighing them against a fee. Voyager World Elite doubles every earn rate (12 Miles/AED on the portal, 6 on other travel, 1 on retail) and adds two perks World doesn't have at any spend level: Airport Meet & Greet and Airport Fast Track. Those two perks alone are worth more than the AED 1,575 annual fee if used a few times a year — the earn-rate gap on its own would take a large amount of incremental portal spend to justify the fee. So the real question isn't spend level, it's whether Meet & Greet, Fast Track, or the extra lounge and golf access will actually get used. If not, Voyager World remains the more economical choice even at a AED 25,000+ salary.

Ready to choose?

Apply online in minutes — no branch visit needed.

ENBD Voyager World Credit Card

ENBD Voyager World Credit Card

ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

Not sure which card to pick?

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Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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ENBD Voyager World Credit Card vs ENBD Voyager World Elite Credit Card: FAQ

Common questions about choosing between ENBD Voyager World Credit Card and ENBD Voyager World Elite Credit Card.

Only if the exclusive perks get used — Airport Meet & Greet and Fast Track are worth more than the fee on their own if used a few times a year. On earn rate alone, it takes a large amount of extra portal spend to offset the fee.

AED 12,000/month for Voyager World, AED 25,000/month for Voyager World Elite.

Yes — both earn Voyager Miles, redeemable at the same fixed AED 0.01 per Mile through the ENBD Voyager Travel Portal. World Elite just earns them faster.

Voyager World Elite: 150,000 Miles after AED 70,000 spend (worth about AED 1,500), versus Voyager World's 75,000 Miles after AED 35,000 spend (worth about AED 750).

Yes — both cards include unlimited complimentary lounge access via Mastercard Travel Pass for the primary cardholder; guest visits are charged on either card.