- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- AED 5,000
Liv Cashback Credit Card
Everyday cashback. No annual fee.
Cashback rates depend on monthly spend and merchant category. Review the tiers, limits and eligibility before applying.
Cashback rates depend on monthly spend and merchant category. Review the tiers, limits and eligibility before applying.
Why consider Liv Cashback for everyday spending?
1.
Cashback on eligible everyday purchases
Standard rates rise with monthly spending. Government, utilities and bill payments earn a reduced rate, so compare using your own spending mix.
2.
Manage rewards in the Liv app
Rewards accrue as points. Review your balance and the available redemption options in the app.
3.
See how the spend tiers affect your return
Use the calculator to compare normal monthly spending. The monthly reward ceiling and your assigned credit-limit cap may limit earnings.
4.
No joining or annual fee
Liv Cashback has no joining or annual card fee. Interest and other charges can still outweigh rewards if you carry a balance.
Is this card right for you?
Check the requirements and whether the rewards suit your usual spending.
UAE resident earning AED 5,000 or more each month
The bank checks your identity, residency and income before deciding on your application.
Looking for everyday cashback
Compare the spend tiers and reduced-category rates against purchases you already make.
Documents ready
Have your Emirates ID and proof of income available, and follow the bank’s document checklist.
Ready for the bank’s eligibility checks
Meeting the minimum salary does not guarantee approval. The bank assesses your application and sets your credit limit.
Estimate your monthly cashback
Use your planned spending, without increasing purchases to earn rewards. Estimates exclude interest and charges.
1,996 AED
Per Year
Cashback 732 AED + perks 1,264 AED at this spending mix.
Spend categories
Card perks
Liv Cashback FAQ
Get answers to common questions about credit cards, applications, and managing your finances in the UAE
Review your eligibility
The bank makes the final approval decision.