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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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Get notified about UAE latest credit card products

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RAKBANK Titanium Credit Card

Joining Fee

Free

Annual Fee

Free

Minimum Salary

AED 8,000

RAKBANK Titanium Credit Card

A no-annual-fee cashback card giving 5% back on supermarkets and dining and 2% on everything else.

Apply nowApply for RAKBANK Titanium Credit Card credit cardWebsiteVisit RAKBANK Titanium Credit Card credit card website

Is this card right for you?

A quick check before you apply — the more boxes you tick, the smoother the approval.

  • UAE resident with a salary of AED 8,000+

    Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. RAKBANK Titanium Credit Card expects AED 8,000+ monthly income.

  • Documents ready

    Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.

  • Clean recent credit record

    No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.

Rewards

5%

cashback on supermarkets and dining.

Earn 5% cashback on supermarket and dining spend.

See full breakdown

2%

cashback on all other spend.

Earn 2% cashback on all other eligible spend.

See full breakdown

Rewards Calculator

July Spotlight

Citibank

Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.

See all
Citi Cashback Credit Card Design

CITIBANK

Citi Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

3% Cashback on non-AED spends

2% Cashback on grocery/supermarket spends

1% Cashback on all other spend

ExploreLearn more about Citi Cashback Credit Card credit card benefits and featuresApplyApply for Citi Cashback Credit Card credit card
Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,500

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

Salary: AED 36,750

Annual Fee: AED 3,000

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card

Eligibility

21

Minimum Age

8,000AED

Minimum Income

Fees

Free

Annual Fee

No annual fee

Important Stuff

Key Facts Statement

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Product Details

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Frequently Asked Questions

Get answers to common questions about RAKBANK Titanium Credit Card credit card

5% cashback on supermarkets and dining, and 2% on all other spend.

No — the RAKBANK Titanium Credit Card has no annual fee.

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