Free
Annual Fee
- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- AED 8,000
Rakbank Titanium Credit Card
No annual fee, with 5% on supermarkets and dining, 50% cinema cashback, and up to 2% on eligible retail after AED 2,000 monthly spend.
Updated Sep 2026
≈ AED 6,905 potential value / year · incl. perks · incl. welcome bonus
At a glance
Welcome offer
Welcome bonus
AED 500 Welcome Bonus
Rewards
| Category | Under AED 2,000 | AED 2,000+ |
|---|---|---|
Cinema Capped at AED 100 a month | 0% | 50% |
Dining, Grocery Capped at AED 100 a month each | 0% | 5% |
Digital Wallet Capped at AED 100 a month | 0% | 2% |
Bills, Charity +6 more Capped at AED 50 a month combined | 0% | 0.25% |
All other spend Capped at AED 100 a month | 0% | 1% |
| Category | Under AED 2,000 | AED 2,000+ |
|---|---|---|
Cinema Capped at AED 100 a month | 0% | 50% |
Dining, Grocery Capped at AED 100 a month each | 0% | 5% |
Digital Wallet Capped at AED 100 a month | 0% | 2% |
Bills, Charity +6 more Capped at AED 50 a month combined | 0% | 0.25% |
All other spend Capped at AED 100 a month | 0% | 1% |
Tiers are total monthly spend on the card.
Welcome offer
AED 500 Welcome Bonus
Apply through the Rakbank app 31 Aug-31 Oct 2026 without holding a Rakbank card, then spend AED 5,000 within 60 days.
Limited time · valid till 31 Oct 2026Rewards
5%
cashback on supermarkets and dining.
2%
cashback on eligible other retail paid through e-wallets.
0.25%
on reduced merchant categories.
Rewards Calculator
My Cards
Already have the Rakbank Titanium Credit Card?
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
Eligibility
21
Minimum Age
8,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
October Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Additional Benefits
Video Streaming Cashback
Up to 50% cashback on eligible video-streaming payments.
Complimentary Travel Insurance
Complimentary travel insurance included with the card.
Fees
Frequently Asked Questions
Get answers to common questions about Rakbank Titanium Credit Card credit card
Compare head-to-head
See all
Similar cards
COMMERCIAL BANK OF DUBAI (CBD)
CBD Super Saver Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Up to 10% Cashback on Bills, Education, Fuel.
ABU DHABI ISLAMIC BANK (ADIB)
ADIB Cashback Covered Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 103.95
- 4% cashback on groceries, fuel, education, dining and utility spends
- Four Free Supplementary cards
- Road Side Assistance once a Year
COMMERCIAL BANK OF DUBAI (CBD)
CBD Visa Infinite Credit Card
- Salary: AED 15,000+
- No Annual Fee over AED 100,000 spends
- 3 Points per 1 AED spent
- Free Golf Rounds
- 50% Off Cinema Tickets
Other credit cards from this bank
RAKBANK
Rakbank Islamic Watani Credit Card
- Salary: AED 15,000+
- No Annual Fee First Year
- Exclusive for UAE nationals
- 50,000 RAKrewards Bonus
- 100% Cashback on Salik + DARB
RAKBANK
Rakbank World Credit Card
- Salary: AED 20,000+
- No Annual Fee First Year
- 10% Cashback on Travel & Hotel Spends
- 10% Cashback on Supermarket Spends
- 10% Cashback on Dining Spends
RAKBANK
Rakbank RED Credit Card
- Salary: AED 5,000+
- Free for Life
- Joining Bonus: AED 300
- Up to 1.5% Retail Cashback
- Free Monthly International Transfer
RAKBANK
Rakbank Air Arabia Platinum Credit Card
- Salary: AED 5,000+
- AED 420 annual fee; year-two spend waiver
- 15,000 AirRewards Bonus Points
- Complimentary Annual Ticket
- Free Airport Transfers
RAKBANK
Rakbank Islamic World Credit Card
- Salary: AED 20,000+
- No Annual Fee
- RAKrewards on Every Spend
- Cash Advance: Up to 80% of the credit limit
- Free Supplementary Card
RAKBANK
Rakbank Elevate Credit Card
- Salary: AED 35,000+
- Tier fee from AED 51.45/month
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
Related Collections
