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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

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CBD Super Saver Credit Card

Joining Fee

Free

Annual Fee

AED 420

Minimum Salary

AED 5,000

CBD Super Saver Credit Card

Enjoy up to 10% cashback on your everyday spends, no annual fee for the first year, and a host of exclusive benefits including global airport lounge access, complimentary valet parking, rounds of golf, cinema discounts, and more. Benefit from flexible payment options and additional offers through the CBD Mobile App.

Apply nowApply for CBD Super Saver Credit Card credit cardWebsiteVisit CBD Super Saver Credit Card credit card website

Is this card right for you?

A quick check before you apply — the more boxes you tick, the smoother the approval.

  • UAE resident with a salary of AED 5,000+

    Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. CBD Super Saver Credit Card expects AED 5,000+ monthly income.

  • Documents ready

    Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.

  • Clean recent credit record

    No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.

Welcome offer

No Annual Fee for the first year

if spend criteria of AED 8,000 using digital wallets like Apple Pay, Google Pay or Samsung Pay are met within first 45 days

Rewards

10%

on bills, education, supermarkets and fuel

Up to AED 600 cashback per month when monthly spend is AED 15,000+

See full breakdown

5%

on bills, education, supermarkets and fuel

Up to AED 600 cashback per month monthly spend is between AED 10,000 - 14,999.99

See full breakdown

2%

on bills, education, supermarkets and fuel

Up to AED 600 cashback per month when monthly spend is between AED 3,000 - 9,999.99

See full breakdown

June Spotlight

Emirates NBD

Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features

Additional Benefits

Airport Lounge Access

8 complimentary visits to over 1,000 lounges globally with Lounge Key.

See full breakdown

Valet Parking

three times per month.

Available at select locations including Dubai International Airport and Al Maktoum International Airport.

See full breakdown

Golf

4 complimentary rounds at The Track Meydan & Arabian Ranches Golf clubs per month.

Subject to AED 7,500 monthly spend

See full breakdown

Cinema Discount

50% off on 4 cinema tickets per month.

Valid at VOX, Reel, or Novo cinemas.

See full breakdown

Complimentary Night

in luxury hotels worldwide.

Offer valid until 31 March 2025.

See full breakdown

Easy Installment Plan

for up to 12 months.

Eligibility

21

Minimum Age

5,000AED

Minimum Income

Fees

420AED

Annual Fee

3.85%

Monthly Interest Rate

241.5AED

Late Payment Fee

Applicable when you do not pay the required Minimum Amount Due on or before the Payment Due Date

Overlimit FeeAED 288.75*

*Applicable on each instance when the Total Outstanding Balance exceeds the credit limit. An additional fee applies if balance continues to exceed limit on Statement Date

Card Replacement FeeAED 78.75
Cash Withdrawal FeeAED 157.5*

*3% of withdrawn amount or flat fee, whichever is higher

Foreign Currency Transaction Fee2.99%*

*on international transactions in AED and non-AED

Credit Shield Insurance1%*

*of total outstanding balance as of statement date

Important Stuff

Key Facts Statement

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Fees and Charges

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Other credit cards from this bank

CBD One Credit Card Design

CBD

CBD One Credit Card

Salary: AED 5,000+

No Annual Fee

2-for-1 offers with the ENTERTAINER

Up to AED 500 cashback cap per month

50% off cinema tickets

ExploreLearn more about CBD One Credit Card credit card benefits and featuresApplyApply for CBD One Credit Card credit card
CBD Yes Rewards Credit Card Design

CBD

CBD Yes Rewards Credit Card

Salary: AED 5,000+

No Annual Fee for the first Year

20,000 Yes Rewards Welcome Bonus

Save up to 15% on fuel.

50% off cinema tickets

ExploreLearn more about CBD Yes Rewards Credit Card credit card benefits and featuresApplyApply for CBD Yes Rewards Credit Card credit card
CBD Visa Infinite Credit Card Design

CBD

CBD Visa Infinite Credit Card

Salary: AED 15,000+

No Annual Fee over AED 100,000 spends

3 Points per 1 AED spent

Free Golf Rounds

50% Off Cinema Tickets

ExploreLearn more about CBD Visa Infinite Credit Card credit card benefits and featuresApplyApply for CBD Visa Infinite Credit Card credit card
CBD Smiles Visa Signature Credit Card Design

CBD

CBD Smiles Visa Signature Credit Card

Salary: AED 5,000

Free Annual Fee First Year

90-Day Free Smiles Unlimited Subscription

Earn Smiles Points on AED Spending

50% Off Tickets

ExploreLearn more about CBD Smiles Visa Signature Credit Card credit card benefits and featuresApplyApply for CBD Smiles Visa Signature Credit Card credit card

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Sep 26, 2025

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