CBD Visa Infinite Credit Card

Earn 2.5 points per AED 1 international, 2 points per AED 1 local, 1 point per AED 1 at supermarkets and 0.5 points per AED 1 on government spend.

Yes — the first year is free, and the fee is reversed in later years when prior-12-month retail spend reaches AED 100,000.

You need a minimum monthly salary of AED 15,000 and must be at least 21 years old. There's no separate minimum credit limit requirement listed for this card, so eligibility mainly comes down to age and income.

Yes, it comes with complimentary rounds of golf at participating UAE golf courses. This is one of two lifestyle perks on the card, alongside the cinema discount, on top of the CBD Rewards points earned on spend.

Cardholders get 50% off cinema tickets at participating cinemas. It's a standing lifestyle benefit alongside the complimentary golf rounds, separate from the CBD Rewards points earned on everyday spend.

CBD Visa Infinite needs a higher minimum salary, AED 15,000 versus AED 5,000 for Super Saver, and its annual fee is higher too: AED 787.5 versus AED 420, though both waive the fee in year one. Visa Infinite earns CBD Rewards points, up to 2.5 per AED 1 on international spend, plus golf and cinema perks, while Super Saver is built around cashback, up to 10% on bills, education, supermarkets and fuel.