CBD Visa Infinite Credit Card

Earn 3 points per AED 1 on other international spending, 2.5 on other local spending, and 0.75 internationally or 0.5 locally in reduced categories such as groceries, utilities and government payments.

Yes — the first year is free, and the fee is reversed in later years when prior-12-month retail spend reaches AED 100,000.

You need a minimum monthly salary of AED 15,000 and must be at least 21 years old. There's no separate minimum credit limit requirement listed for this card, so eligibility mainly comes down to age and income.

Yes. Monthly rounds at The Track Meydan and Arabian Ranches require qualifying retail spend; see the golf benefit for the current allowance and threshold.

Cardholders get 50% off up to six VOX cinema tickets per calendar month.

CBD Visa Infinite needs a higher minimum salary, AED 15,000 versus AED 5,000 for Super Saver, and its annual fee is higher too: AED 787.5 versus AED 420, though both waive the fee in year one. Visa Infinite earns CBD Rewards points, up to 3 per AED 1 on international spend, plus golf and cinema perks, while Super Saver is built around cashback, up to 10% on bills, education, supermarkets and fuel.