Kredit
My CardsCredit cardsCalculatorsAccountsPick me a card
Profile
AboutMy CardsOffersBanksCalculatorsAccountsContact usBest credit cardsKredit PerksLoyalty ProgramsPick me a cardChatGPT AppNew to the UAESecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Shukran by Landmark Group

Shukran is the loyalty programme of Landmark Group, the retailer behind Centrepoint, Max, Home Centre, Splash, Babyshop, Lifestyle, Shoemart and Emax. Members earn Shukrans at the till, and the ADCB Shukran Credit Card earns them on card spend too, at its highest rate inside Landmark's own stores.

Compare all Shukran cards
A parent and young child browsing family clothing and home décor in a bright UAE mall store

How Shukran works

Shukrans are Landmark Group's points currency, spent back at the group's brands at one flat rate. ADCB quotes the card's earn as a percentage of spend: 10% back as Shukrans at Landmark Group brands, 1.5% back as Shukrans on other eligible retail spend, and 0.5% on fuel, education, government, real estate, telecom, charity, transport, supermarkets, auto dealers and insurance.

Spend outside Landmark still earns Shukrans, but they can only be used at Landmark stores. The card suits a household that already shops there.

The Shukran card ladder

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
ADCB Shukran Credit Card
ADCB Shukran Credit Card
AED 262.50AED 5,00010% back as Shukrans at Centrepoint, Splash, Max, Babyshop, Lifestyle, Home Centre and the other Landmark brands, 1.5% on other eligible spend
CardAnnual feeMin. salaryWhy it stands out
ADCB Shukran Credit Card
ADCB Shukran Credit Card
AED 262.50AED 5,00010% back as Shukrans at Centrepoint, Splash, Max, Babyshop, Lifestyle, Home Centre and the other Landmark brands, 1.5% on other eligible spend
ADCB Shukran Credit Card

ADCB Shukran Credit Card

Annual feeAED 262.50
Min. salaryAED 5,000
Highlight10% back as Shukrans at Centrepoint, Splash, Max, Babyshop, Lifestyle, Home Centre and the other Landmark brands, 1.5% on other eligible spend
Full comparison →

Ways to transfer into Shukran

Reviewed routes are grouped by what actually happens: converting another rewards currency or moving an existing balance between linked loyalty accounts.

Convert rewards into Shukran

Bank and partner rewards become a different currency. The final rate combines every reviewed step in the route.

Rewards routeTransfer typeFinal rate
FAB Rewards
Points conversionDirect
14 points → 1 Shukran
Rewards routeTransfer typeFinal rate
FAB Rewards
Points conversionDirect
14 points → 1 Shukran

What your Shukran balance is worth

What your points are worth

Program

Shukran Rewards

2,500AED

50,000 points via Landmark Group stores

Redeem Shukrans at Landmark Group brands (Centrepoint, Max, Home Centre, Splash, Babyshop, Lifestyle and more) — 20 Shukrans = AED 1.

Based on the issuer’s published redemption rate; catalogue pricing and availability can still vary.

Redeem Shukrans against purchases at Landmark Group brands. Shukrans cannot be moved out to another programme, so a Shukran is worth the same wherever you use it inside the group. New ADCB Shukran cardholders are fast-tracked to Shukran Platinum tier membership.

Why Shukran cards are worth it

1.

Earn where you already shop

The card pays 10% back as Shukrans across Landmark's brands, from children's clothing at Babyshop to furniture at Home Centre, so one card covers a family's whole Landmark basket.

2.

Spend it at the same stores

Shukrans convert at one flat rate against Landmark purchases. There is no premium redemption to chase, so the earn rate is the value.

3.

A second card, not an everyday one

Supermarkets and fuel earn 0.5%, and the points only spend at Landmark. Pair it with a general cashback card for the rest of the month.

Shukran credit cards

ADCB Shukran Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Shukran Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Welcome Bonus: up to AED 1,200
  • 10% back as Shukrans on spends at Shukran brands
  • Up to 1.5% back as Shukrans on all other spends
ExploreLearn more about ADCB Shukran Credit Card credit card benefits and featuresApplyApply for ADCB Shukran Credit Card credit card

Shukran by Landmark Group — FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

A Shukran has one flat value at Landmark Group brands. The calculator on this page converts a balance to AED.

The ADCB Shukran Credit Card earns them directly: 10% back as Shukrans at Landmark Group brands and 1.5% back as Shukrans on other eligible retail spend. FAB Rewards can also be converted to Shukrans.

No joining fee. The annual fee is AED 262.50, free for UAE Nationals and free in the first year for residents. The minimum salary is AED 5,000.

ADCB runs a welcome bonus paid in Shukrans for new cardholders who meet a spend requirement soon after issuance. The current amount and conditions are on the card page.

Pick the group you shop with. Shukran covers Landmark Group (Centrepoint, Max, Home Centre), SHARE covers Majid Al Futtaim (Carrefour, City Centre malls, VOX) and Blue Rewards covers Al-Futtaim (IKEA, ACE, Marks & Spencer).

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products