Kredit
Unlock my cardsCredit cardsCalculatorsAccountsPick me a card
Profile
AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Back to cards
Back to cards
ADCB Shukran Credit Card

Joining Fee

Free

Annual Fee

AED 262.50

Minimum Salary

AED 5,000

ADCB Shukran Credit Card

A co-branded Visa Platinum card earning 10% back as Shukrans at Landmark Group brands and 1.5% on general spend.

Apply nowApply for ADCB Shukran Credit Card credit cardWebsiteVisit ADCB Shukran Credit Card credit card website

Is this card right for you?

A quick check before you apply — the more boxes you tick, the smoother the approval.

  • UAE resident with a salary of AED 5,000+

    Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. ADCB Shukran Credit Card expects AED 5,000+ monthly income.

  • Documents ready

    Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.

  • Clean recent credit record

    No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.

Welcome offer

Up to AED 1,200 in Shukrans

AED 1,200 for UAE Nationals, AED 1,000 for residents, after AED 8,000 spend.

Earn up to AED 1,200 in Shukrans (AED 1,200 for UAE Nationals, AED 1,000 for residents, AED 200 for existing cardholders) when you spend AED 8,000 within 60 days of card issuance.

See full breakdown

Rewards

10Shukran Rewards

per AED 100 at Landmark Group brands.

Earn 10% back as Shukrans at Landmark Group brands including Centrepoint, Max, Home Centre, Splash, Babyshop, Lifestyle, Shoemart and Emax.

See full breakdown

1.5Shukran Rewards

per AED 100 on general spend.

1.5% back as Shukrans on eligible general retail spend outside the reduced-rate categories.

See full breakdown

0.5Shukran Rewards

per AED 100 on fuel, education, government, real estate, telecom, charity, transport, supermarkets, auto and insurance.

Reduced earn of 0.5% back as Shukrans on fuel, education, government, real estate, telecom, charity, transport, supermarket, auto dealer and insurance spend.

See full breakdown

Rewards Calculator

July Spotlight

Citibank

Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.

See all
Citi Cashback Credit Card Design

CITIBANK

Citi Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

3% Cashback on non-AED spends

2% Cashback on grocery/supermarket spends

1% Cashback on all other spend

ExploreLearn more about Citi Cashback Credit Card credit card benefits and featuresApplyApply for Citi Cashback Credit Card credit card
Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,500

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

Salary: AED 36,750

Annual Fee: AED 3,000

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card

Offers

See all 2853
Lifestyle

Merchant

Titan Global Retail

Special offers on all purchases at Titan Eye+. Complimentary frame with any lens purchase 20% discount on all purchases

Valid until 23 Jul 2026
View offer
Lifestyle

Merchant

Toys R Us

0% Interest Payment Plan for 3, 6 or 12 months on a minimum transaction of AED 1,000 made with your Credit Card at Toys R Us. To avail this offer, please call 600 50 2030 and book your plan. Contact Number: 800 869 778 732

Valid until 25 Jul 2026
View offer
Lifestyle

Merchant

369 cinemas

369 Cinemas, managed by Truth Cinemas, offers an unparalleled movie-going experience with 9 state-of-the-art screens featuring the latest in 4K projection technology and immersive Dolby Atmos sound. 25% discount on movie tickets through the 369 Cinemas website and app. To download the app, click on the link below: App Store: click here Google Play: click here Redemption Steps: Visit the website, click here or download the app Log in or continue as guest Select the movie, date and time Choose the seats and proceed Choose or skip food and beverage session Click on bank offers, select 25% for ADCB Cards and add the first 8 digits of your Card Enter your details and proceed to checkout

Valid until 27 Jul 2026
View offer
Lifestyle

Merchant

369 cinemas

Up to 25% discount on movie tickets and selected food & beverage at 369 Cinemas. 25% discount on movie tickets 20% discount on food & beverage except candy, chocolates and packed foods & drinks

Valid until 27 Jul 2026
View offer

Additional Benefits

Reel Cinemas offer

Buy 1 get 1 free, up to 2 tickets a month, plus 20% off F&B.

Buy-1-get-1-free movie tickets at Reel Cinemas, up to 2 free tickets per month, plus 20% off food and beverages at the counter on a minimum spend of AED 20.

See full breakdown

Fast-track Shukran Platinum

Instant Shukran Platinum tier membership.

New cardholders are fast-tracked to Shukran Platinum tier membership on card issuance.

See full breakdown

Eligibility

5,000AED

Minimum Income

Fees

Free

Joining Fee

262.5AED

Annual Fee

3.25%

Monthly Interest Rate

3.25% per month (39.00% per annum).

Late Payment FeeAED 241.5*

*Charged if the minimum payment due is not received by the payment due date.

Over Limit FeeAED 288.75*

*Charged when the balance exceeds the credit limit.

Cash Advance Fee3.15%*

*3.15% of the cash advance amount or AED 105, whichever is higher.

International Transaction Fee (non-AED)2.99%*

*2.99% of the transaction amount for non-AED spend.

Foreign Currency Transaction Fee (AED abroad)2.99%*

*2.99% on foreign-currency transactions settled in AED abroad.

Card ReplacementAED 78.75
Supplementary CardFree*

*Complimentary.

Credit Shield1.04%*

*Optional; charged monthly on the outstanding balance when enrolled.

Important Stuff

Key Facts Statement

Opens in a new tab

Fees and Charges

Opens in a new tab

Similar cards

ADCB LuLu Platinum Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB LuLu Platinum Credit Card

Salary: AED 8,000+

No Annual Fee

8 LuLu Points per AED 1 spent at LuLu stores

Up to 1.25 LuLu Points per AED 1 spent on all other spends

Complimentary airport lounge access

ExploreLearn more about ADCB LuLu Platinum Credit Card credit card benefits and featuresApplyApply for ADCB LuLu Platinum Credit Card credit card
ADCB Talabat Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Talabat Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 on spending AED 2,500 in 45 days

35% cashback on talabat orders (as talabat credit)

1.25% cashback on other spends (as talabat credit)

ExploreLearn more about ADCB Talabat Credit Card credit card benefits and featuresApplyApply for ADCB Talabat Credit Card credit card
Emirates Islamic Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Credit Card

Salary: AED 5,000+

Annual Fee: AED 350

5% Cashback on telecom

5% Cashback on electronics

Up to 1% cashback on all local and international spends

ExploreLearn more about Emirates Islamic Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Cashback Credit Card credit card

Other credit cards from this bank

ADCB Essential Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Essential Cashback Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 350

Up to 1.25% cashback on all spends

0.75% on select categories

ExploreLearn more about ADCB Essential Cashback Credit Card credit card benefits and featuresApplyApply for ADCB Essential Cashback Credit Card credit card
ADCB Private World Elite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Private World Elite Credit Card

Salary: AED 200,000+

Exclusive to clients of ADCB Private

Annual Fee: AED 7,875

Up to 4 TouchPoints per AED spent

Low foreign currency transaction fee of 0.99%

ExploreLearn more about ADCB Private World Elite Credit Card credit card benefits and featuresApplyApply for ADCB Private World Elite Credit Card credit card
ADCB Islamic Emirati Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Islamic Emirati Credit Card

Salary: AED 8,000+

Annual Fee: AED 945

Exclusive for UAE nationals

7% cashback on 7 categories

1% cashback on all other domestic and international spends

ExploreLearn more about ADCB Islamic Emirati Credit Card credit card benefits and featuresApplyApply for ADCB Islamic Emirati Credit Card credit card
ADCB Talabat Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Talabat Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 on spending AED 2,500 in 45 days

35% cashback on talabat orders (as talabat credit)

1.25% cashback on other spends (as talabat credit)

ExploreLearn more about ADCB Talabat Credit Card credit card benefits and featuresApplyApply for ADCB Talabat Credit Card credit card
ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

Salary: AED 8,000+

Annual Fee: AED 383.25

6% cashback on dining (including online food orders)

5% cashback on groceries

3% cashback on utilities, telecom, fuel and Salik

ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card
ADCB Traveller Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Traveller Credit Card

Salary: AED 20,000+

Annual Fee: AED 1,575

10% Cashback on airline tickets

10% Cashback on hotel stays

1.5% Cashback on all domestic spends

ExploreLearn more about ADCB Traveller Credit Card credit card benefits and featuresApplyApply for ADCB Traveller Credit Card credit card

Related Collections

Best welcome bonus cards preview

Collections

Best welcome bonus cards