Amex MCC in the UAE
Amex outlets use MCC 7512, Car Rental Companies ( Not Listed Below), which Kredit reads as car rental spending. Kredit has verified that code from real transaction data.
Codes Amex uses
- MCC 7512 · Car Rental Companies ( Not Listed Below)
Every Amex outlet uses this code, which Kredit reads as car rental spending.
Why the MCC decides your reward at Amex
The reward a card pays at Amex depends on the merchant category code, not on what the shop sells. The code is a four-digit number the outlet's payment provider assigns, and your bank reads it to decide whether a payment counts as car rental spending or as general spend.
Amex outlets post under MCC 7512, Car Rental Companies ( Not Listed Below). A card with a higher rate on car rental spending earns it there. A card whose bonus category is something else pays its base rate on the same purchase.
The code appears on your statement only after the payment posts, when the card is already chosen. Checking the outlet first moves that decision to before you pay.
The codes that most often catch UAE cardholders out are in our guide to MCC code issues.
Which card earns most at Amex
At a Amex outlet verified under MCC 7512, ENBD Voyager World Elite Credit Card earns 6.00%, capped at 200,000 miles / month. Modeled on AED 5,000 monthly spend; the cards you hold change the answer.
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES ISLAMIC
Emirates Islamic Emarati Credit Card
- Salary: AED 12,000+
- No Annual Fee
- Exclusive for UAE nationals
- Welcome Bonus: AED 1,000 cashback
- Up to 3.75 EI SmartMiles per AED 1
How to check a Amex outlet's code before you pay
- 01
Find the outlet
Open Kredit Nearby and search for Amex, or use your location to see the outlets around you.
- 02
Confirm the branch
Outlets of one brand can carry different codes, so pick the Amex branch you are paying at.
- 03
Read the result
Nearby shows the outlet's code, whether Kredit has verified it, and the card in your wallet that earns most there.
At a Amex till?
Find the best card nearby
Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.
Amex MCC questions
What code Amex uses, why outlets can differ, and which card to use.