MCC 5311 is the merchant category code for Department Stores. Kredit reads it as retail spending, so a card's retail rate applies when an outlet's payments post under it.
Brands whose outlets Kredit has confirmed under this code. The code is set per outlet by the payment provider, so an outlet can still post under another one.
At a confirmed outlet on MCC 5311, Emirates Islamic Emarati Credit Card earns 2.50%. Modelled on AED 5,000 monthly spend; the cards you hold change the answer.
EMIRATES ISLAMIC
CITIBANK
Before you pay
Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.
What MCC 5311 covers, who uses it, and which card earns most on it.
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