Puma MCC in the UAE
Puma outlets use MCC 5651, Family Clothing Stores, which Kredit reads as fashion & apparel spending. Kredit has verified that code from real transaction data.
Codes Puma uses
- MCC 5651 · Family Clothing Stores
Every Puma outlet uses this code, which Kredit reads as fashion & apparel spending.
Why the MCC decides your reward at Puma
The reward a card pays at Puma depends on the merchant category code, not on what the shop sells. The code is a four-digit number the outlet's payment provider assigns, and your bank reads it to decide whether a payment counts as fashion & apparel spending or as general spend.
Puma outlets post under MCC 5651, Family Clothing Stores. A card with a higher rate on fashion & apparel spending earns it there. A card whose bonus category is something else pays its base rate on the same purchase.
The code appears on your statement only after the payment posts, when the card is already chosen. Checking the outlet first moves that decision to before you pay.
The codes that most often catch UAE cardholders out are in our guide to MCC code issues.
Which card earns most at Puma
At a Puma outlet verified under MCC 5651, UAB World Credit Card earns up to 3.00%, capped at AED 500 / month. Modeled on AED 5,000 monthly spend; the cards you hold change the answer.
UNITED ARAB BANK (UAB)
UAB World Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Welcome Offer: ENTERTAINER subscription
- Up to 10% cashback on school fees, fashion and fuel
- 100% cashback on eligible video streaming, capped at AED 150/month
CITIBANK
Citi Ultima Credit Card
- Salary: AED 36,750
- Annual Fee: AED 3,150
- 30,000 annual bonus miles
- 5 miles/USD non-AED
- 2.5 miles/USD in AED
EMIRATES ISLAMIC
Emirates Islamic Emarati Credit Card
- Salary: AED 12,000+
- No Annual Fee
- Exclusive for UAE nationals
- Welcome Bonus: AED 1,000 cashback
- Up to 3.75 EI SmartMiles per AED 1
How to check a Puma outlet's code before you pay
- 01
Find the outlet
Open Kredit Nearby and search for Puma, or use your location to see the outlets around you.
- 02
Confirm the branch
Outlets of one brand can carry different codes, so pick the Puma branch you are paying at.
- 03
Read the result
Nearby shows the outlet's code, whether Kredit has verified it, and the card in your wallet that earns most there.
At a Puma till?
Find the best card nearby
Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.
Puma MCC questions
What code Puma uses, why outlets can differ, and which card to use.