Debit card
AED 25
Charged once, when the card is requested. The card is optional.
Liv Lite
A supplementary account and debit card for a child aged 8 to 18, opened from a parent's Liv account. Pays 1% a year, with no fee and no minimum.
Opened from inside the Liv app. You need a Liv Primary Account first.
Liv asks for a staff code on the Contact details screen. Open account to get yours.
At a glance
Key facts
Interest Rate
1% interest
Age Range8 to 18
Card Limits
AED 15,000
Account access
Debit card included.
Open in the app.
An existing account with the bank is required.
Liv Lite is two apps and one account. The child gets the Liv Lite app; the parent keeps Liv X and opens the account from inside it. Everything the child can do is set on the parent's side.
The parent sets the monthly ATM ceiling and the monthly card ceiling, each up to AED 15,000 and set independently, decides whether bill payments are available, and whether the child can send a money request. The card can be locked from either app, and every transaction is visible to the parent as it happens. There is no per-merchant blocking, no category limits, and no spending schedule. The controls are a ceiling and a set of on-off switches.
Who can open it
Minimum age8 years
ResidencyUAE resident
A parent with an active Liv accountLiv Lite is opened from the parent's Liv app, not applied for separately.
Aged 8 to 18The account is designed for this range; it is not a standalone adult account.
Fees and balance
Balance requirements
- No minimum balance.
Account charges
No monthly fee.
Monthly ATM withdrawal limit
AED 15,000
Set by the parent in the app, up to this ceiling.
Monthly card spending limit
AED 15,000
Set by the parent in the app, up to this ceiling.
Interest and profit
Annual interest rate
1% / year
How interest works
PayoutMonthly
- On balances up to AED 500,000; the portion above that earns 0.25%. Calculated on the end-of-day balance.
The account pays 1% a year on balances up to AED 500,000, calculated daily and credited monthly. A balance of AED 20,000 earns AED 200 a year, which is more than most UAE current accounts pay an adult. Interest arrives monthly, so a child can watch it land.
Benefits
Interest On Any Balance
1% a year on balances up to AED 500,000, paid monthly
Debit Card With Parent-Set Limits
ATM and point-of-sale limits of AED 15,000 a month each
Separate Parent And Child Apps
The child gets the Liv Lite app, the parent keeps Liv X
Tasks With Rewards
Set chores or goals that pay out on completion
Fully digital, no branch visit
Account opening
How to open
Open in the app.
An existing account with the bank is required.
Application steps
1.Open the Liv X app on the parent's Liv account.
2.Add a family member and choose Liv Lite.
3.Enter the child's details and set their username.
4.Request the debit card and set its ATM and POS limits.
5.The child installs the Liv Lite app and signs in.
Good to know
Limits, and what happens at 18
There is no cheque book and no conversion path into an adult account. At 18 the child opens their own account rather than converting this one, and nothing carries over automatically, so the balance will need moving.
The account sits underneath the parent's Liv relationship. It is opened from an active Liv account, and closing the parent's account affects the child's. Choose the Liv Primary Account on its own merits first.
Frequently asked questions
Get answers to common questions about the Liv Lite
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