Liv UAE Equities

Liv charges no commission. You pay the exchange's fee: 0.714% plus AED 10.50 per transaction on the Dubai Financial Market, or 0.798% with no transaction fee on the Abu Dhabi Securities Exchange.

Yes, AED 5,000 per order on either exchange. Liv notes this may change. There is no minimum balance on the account itself.

UAE equities listed on the DFM and the ADX. Liv does not offer international markets through this account.

UAE citizens and residents aged 21 and over who already hold a Liv account. No additional documents are needed.

Yes, five business days from opening. Trading cannot start until it expires unless you waive the right in writing.

No. Returns come from the shares you hold, and there is no rate on the account.

The exchange fees. 0.714% plus AED 10.50 per transaction on the DFM, or 0.798% with no transaction fee on the ADX. Both figures include the tax that applies.

About AED 46 to buy AED 5,000 of DFM stock and the same to sell — close to 1.8% round trip. On the ADX it is about AED 40 each way, with no flat fee to absorb.

It is the smallest permitted, not the most efficient. The flat DFM fee is a larger share of a small order, so bigger orders dilute it — the percentage component does not change.

UAE equities on the Dubai Financial Market and Abu Dhabi Securities Exchange. No international markets, no funds and no fractional shares.

Not usually. A five-business-day cooling-off period applies from opening and trading cannot begin until it expires, unless you waive the right in writing.

No. There is no account maintenance fee and no minimum balance. The AED 5,000 minimum applies to each order rather than to the account.