Abu Dhabi Islamic Bank has launched two co-branded Marriott Bonvoy Visa cards in the UAE: the Marriott Bonvoy ADIB Visa Signature Card and the Marriott Bonvoy ADIB Visa Infinite Card. Both are live now, and a limited-time welcome offer on the Infinite closes on 30 November 2026.
The Signature is the notable one. Earning Bonvoy points on a UAE card has meant a premium product: the Emirates NBD Marriott Bonvoy World Elite asks AED 25,000 a month and AED 1,575 a year. The Signature asks AED 5,000 a month and AED 523.95 a year — a fifth of the salary bar and a third of the fee. Bonvoy points and Silver Elite status now sit within reach of an entry-level salary.
Signature: AED 523.95 a year
- Minimum salary AED 5,000 a month. Annual fee AED 523.95, with no spend-based waiver.
- Welcome bonus of 50,000 points, with no published minimum-spend condition.
- Earn 3 points per USD 1 at Marriott Bonvoy hotels, 2 per USD 1 internationally, 1.5 per USD 1 locally, and 0.25 per USD 1 at ADIB's specific-merchant categories.
- Silver Elite status on issuance, 10 Elite Night Credits a year, and Gold Elite at USD 15,000 of annual card spend.
- 35,000 points each anniversary on payment of the renewal fee.
- Unlimited lounge access for the cardholder, two valet parking sessions a month, and two airport transfers a year.
Infinite: AED 2,625 a year
- Minimum salary AED 5,000 a month. Annual fee AED 2,625, again with no waiver.
- Welcome bonus of up to 150,000 points: 100,000 on card issuance, and 50,000 more once qualifying spend reaches USD 15,000 (about AED 55,090) within 90 days.
- Apply between 27 August and 30 November 2026, with the card issued by 15 December, and a further 50,000 points come on the same spend condition — 200,000 in total. Supplementary cardholders and Signature upgraders do not qualify.
- Earn 8 points per USD 1 at Marriott Bonvoy hotels, 4 per USD 1 internationally, 3 per USD 1 locally, and 0.5 per USD 1 at specific-merchant categories.
- Gold Elite on issuance, 15 Elite Night Credits a year, Platinum Elite at USD 25,000 of annual spend, and a Free Night Award valued at 85,000 points each anniversary.
- USD 100 in-hotel credit on a paid stay of two nights or more at The Ritz-Carlton or St. Regis, booked direct on the special rate.
Which one should you pick
The fee gap is AED 2,101 a year. The Infinite adds the 85,000-point Free Night Award, Gold rather than Silver status, a lounge guest, and more than double the earn rate on Marriott stays. It suits someone who stays at Marriott properties often enough to use a free night every year. The Signature suits someone who wants Bonvoy status and points without a four-figure fee. Model your own spend if the two look close.
What to know before you apply
Neither annual fee is waivable, so both recur every year. ADIB's specific-merchant categories — supermarkets, utilities, government services, education, fuel, transport, Salik, charities and real estate agents — earn 0.25 points per USD 1 on the Signature and 0.5 on the Infinite, so neither card is built for everyday household spend. Spend in European Economic Area currencies drops to 1 point per USD 1 on the Signature and 1.5 on the Infinite. Earn rates are quoted per USD 1, so dirham spend converts at the peg.
See how Marriott Bonvoy points and Elite status work, or compare every Bonvoy card in the UAE side by side.
Which Bonvoy card fits your spending?
Compare salary requirements, annual fees and the benefits you will actually use before applying.
Compare Bonvoy cardsKredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.
